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Ask HN: How do you collect payment as Startup from Stripe none support country?

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Ask HN: How do you collect payment as Startup from Stripe none support country?

#1
I wanted to use Stripe to collect payment. But I'm a founder from Stripe's none support countries.

I see there is an option Stripe Atlas. I'm a little hesitate about this option. I totally understand the cost, set up fee and yearly fee. But is there any other hidden fee after this? Like taxes? ...

I did research and saw a few posts tell that, it costed them about 10k/year (When using Stripe + Stripe Atlas) with many hidden fees.

I asked a lot of people around me, they avoided answering this and I don't know why. I even contacted Stripe's support, and they redirected my to a lawyer site with no clear answer. I'm so frustrated.

I have a dumb question.

How do you collect payment if you're in my situation?

Paypal seems a better option for this.

Re: Ask HN: How do you collect payment as Startup from Stripe none support country?

#3
There are a couple of alternative that I used before Stripe was allowed in my country:

- Flurly, they take 1% on top of Stripe fees but provide super easy payment setup + dashboard, fraud management. You can be paid by direct transfer or PayPal

- Paddle, never tried but has really good reputation

- Gumroad, kinda same as flurly with higher fees and custom payment pages.

You should consider alternatives before open a US company IMHO (except if you have others reasons to do so) Gumroad (not really appro

Re: Ask HN: How do you collect payment as Startup from Stripe none support country?

#4
Is there not a local payment gateway company where you're headquartered? If not, then a bank should be able to help you with accepting cards, they might even have their own online payment gateway with a simple enough API, or they'll point you to their online payments partner.

Re: Ask HN: How do you collect payment as Startup from Stripe none support country?

#5

Is there not a local payment gateway company where you're headquartered? If not, then a bank should be able to help you with accepting cards, they might even have their own online payment gateway with a simple enough API, or they'll point you to their online payments partner.

I am from Viet Nam. But it will take me a lot of time (1 - 2 months) just for only paper work before really integrate with their payment gateway.

Re: Ask HN: How do you collect payment as Startup from Stripe none support country?

#6

There are a couple of alternative that I used before Stripe was allowed in my country: - Flurly, they take 1% on top of Stripe fees but provide super easy payment setup + dashboard, fraud management. You can be paid by direct transfer or PayPal - Paddle, never tried but has really good reputation - Gumroad, kinda same as flurly with higher fees and custom payment pages. You should consider alternatives before open a…

Thank you so much for the suggestion.

Re: Ask HN: How do you collect payment as Startup from Stripe none support country?

#8

You can also use Wise as an alternative. For a certain fee they'd give the option of having a "local bank account" in that country so customers can do deposits there. Then you can withdraw to your main account elsewhere.

Thank you! Let me check it
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