We want to establish a mechanism to send payments to our users, many of whom are non-technical professionals and few of whom will have a stripe, payoneer or even a paypal account. What are our other options, if there are any?
Thank you!
Ask HN: What is the best way to pay users?
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Re: Ask HN: What is the best way to pay users?
#2There are no good micropayments, much of it is going to be eaten by fees, and paypal friends and family might work but they always are shady with banning accounts.
You can have cash gift cards codes for reaching a tier so you can send payments of $5 or $10 off the top of my head, but seeing a bunch of .03 cent transactions would just annoy me.
Re: Ask HN: What is the best way to pay users?
#3There are no good micropayments, much of it is going to be eaten by fees, and paypal friends and family might work but they always are shady with banning accounts. You can have cash gift cards codes for reaching a tier so you can send payments of $5 or $10 off the top of my head, but seeing a bunch of .03 cent transactions would just annoy me.
>they always are shady with banning accounts.
Jeeesus, they are. For no communicated reason. With no recourse, even when you talk with several people there.
Re: Ask HN: What is the best way to pay users?
#4There are no good micropayments, much of it is going to be eaten by fees, and paypal friends and family might work but they always are shady with banning accounts. You can have cash gift cards codes for reaching a tier so you can send payments of $5 or $10 off the top of my head, but seeing a bunch of .03 cent transactions would just annoy me.
> they always are shady with banning accounts. Jeeesus, they are. For no communicated reason. With no recourse, even when you talk with several people there.
To be fair amazon did that to someone on HN, and it happens to many accounts, but PayPal... man they’re on another level. I got locked for no reason.
Re: Ask HN: What is the best way to pay users?
#5Earlier quoted context omitted.
> they always are shady with banning accounts. Jeeesus, they are. For no communicated reason. With no recourse, even when you talk with several people there.
To be fair amazon did that to someone on HN, and it happens to many accounts, but PayPal... man they’re on another level. I got locked for no reason.
PayPal is ghetto.
I had some issues registering with AWS, and they called me and we sorted things out. It took more than a week to fully register, as opposed to Google's GCP where I didn't even need to think about it.
Re: Ask HN: What is the best way to pay users?
#6Bank transfer? Mail them a cheque?
Mind you, the tax implications of paying users may be considerable. I certainly know Amazon has to handle this for all its self-publishing authors; and even if you're not American you have to declare that annually to Amazon.com.
Re: Ask HN: What is the best way to pay users?
#7not sure if they can do it but Mercury.com (online bank) allows for API access and wires that cost nothing. Might want to check out their APIs and see if you can do something like what you want to do abovee.
Re: Ask HN: What is the best way to pay users?
#8Earlier quoted context omitted.
To be fair amazon did that to someone on HN, and it happens to many accounts, but PayPal... man they’re on another level. I got locked for no reason.
PayPal is ghetto. I had some issues registering with AWS, and they called me and we sorted things out. It took more than a week to fully register, as opposed to Google's GCP where I didn't even need to think about it.
What does a ghetto have anything to do with this? I'm not sure I follow the comparison, could you please explain it?
Re: Ask HN: What is the best way to pay users?
#9Not a crypto bro, and not sure how crypto friendly your users could be. This being said, nano is built for this (https://nano.org/).
Re: Ask HN: What is the best way to pay users?
#10I would consider a solution like Tipalti (https://tipalti.com/), depending on the scale of the problem.
It will handle the onboarding of payees and also the disbursement of payments globally along a variety of payment rails. It has an open API.
Probably the best solution if the economics make sense.
Edit: for context, this is the tech that Twitch, Roblox, etc. use to pay their users. For this purpose it is easily the best solution on the market.
Disclaimer: I work at Tipalti.