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Ask HN: Should your employer pay for your primary health care?

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1–10 of 21 posts

Re: Ask HN: Should your employer pay for your primary health care?

#3
They always find ways out of it I've gone nearly 18 years now without any access to healthcare is it ethical to be forced to fix a broken elbow with duct tape in the richest country in the world? I had to, even after Obamacare I still had 0 access and then was taxed to punish me for lack of access the government should provide access they take the majority of my income but where does it go certainly not for my healthcare

Re: Ask HN: Should your employer pay for your primary health care?

#4
I think that's a big risk for employer that is not itself very large (ie I suspect "no" for micro SMEs), but luckily I live in the UK so the NHS has covered me when I've needed treatment. I suspect that I probably could not have created a series of startups in the US...

Re: Ask HN: Should your employer pay for your primary health care?

#6
Before World War II people bought their own health insurance. When the US government imposed salary freezes during the war, employers offered benefits such as health insurance to entice potential employees. Those benefits were also tax-free. When the war ended the system stayed in place.

IOW we once had no employer-paid health insurance and we could shift back to such a system. All the same, I would expect a pay raise if it happened.

"History of USA employer-provided health insurance": https://www.peoplekeep.com/blog/part-1-the-history-of-u.s.-e...

Re: Ask HN: Should your employer pay for your primary health care?

#8
post #3

They always find ways out of it I've gone nearly 18 years now without any access to healthcare is it ethical to be forced to fix a broken elbow with duct tape in the richest country in the world? I had to, even after Obamacare I still had 0 access and then was taxed to punish me for lack of access the government should provide access they take the majority of my income but where does it go certainly not for my health…

I'm curious as to what circumstances caused you to have no access to healthcare? If your job doesn't provide it you can get it through an exchange (possibly with subsidies).

Re: Ask HN: Should your employer pay for your primary health care?

#9

I'm not entirely sure how ethics play into this. For full-time work, an employer is expected to pay for your health care. That's how it's supposed to work in the U.S. anyway.

What do you mean “supposed” to?

That’s the convention but it’s far from ideal. While it helps to have the bargaining power and administration of a plan handled by a company such as one you work for, the actual costs of healthcare to you are completely up to that company and you are placed in unreasonable burdens when you switch from one employer to another (90 days waiting period plus crazy COBRA costs are onerous).

Your health care needs supersede the timeframes of your employment. There would be many improvements if we separated healthcare coverage from employment.

Re: Ask HN: Should your employer pay for your primary health care?

#10
It would be better if your healthcare was not tied to your employment. If that is you pay instead then there would need to be changes to transparency on medical pricing.

I would love to be able to change jobs and not have to think about healthcare as part of the choice.

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