Have tried a ton since Mint sunset, settled on Monarch as the best replacement
Ask HN: Spending Tracking Tools
91–100 of 111 posts
Re: Ask HN: Spending Tracking Tools
#92I’ve been using Quicken for Mac and I love it.
It’s feature-rich, connects to most financial accounts and feels like a modern piece of software. It’s much improved from its Windows counterpart.
I run my entire financial life from it.
Re: Ask HN: Spending Tracking Tools
#93I've tried a bunch, and while I'm reluctant to recommend a Quicken product, Quicken Simplifi is actually working out really well for my family and I. The UI is similar to Mint & it supports Apple Pay. I used to export all my data from Mint to a CSV for further cleanup/analysis, but the built-in tools in Simplifi are good enough now that I just do everything inside the app.
Quicken for Mac is also very nice as a native app and one time purchase.
Re: Ask HN: Spending Tracking Tools
#94I highly recommend https://lunchmoney.app/ , best ive ever used!
Is lunch money similar to mint and just shows you your spending? Or is it envelope or zero based like ynab ?
It isn't like Mint, it also has the budget part. Although I just use it to track spending with rules and so on. Then I do it in a spreadsheet.
Re: Ask HN: Spending Tracking Tools
#95Earlier quoted context omitted.
Look into Actual Budget, it’s a free self-hostable clone of YNAB. Or could be thought of as an independent implementation of the same budgeting methodology - but it felt close enough in UI and concepts that I feel comfortable calling it a clone.
What do you do on mobile? Very much like being able to enter things in on my phone. Of course I can keep receipts and do it later but just wanted to know how others handle it.
Actual budget works fine on mobile. I added it as a Home Screen app on my iPhone.
Re: Ask HN: Spending Tracking Tools
#96Earlier quoted context omitted.
Love YNAB, been using it since 2011 and never switched to their subscription cloud service. YNAB Classic still works, though I don’t think you can legally acquire it anymore.
Look into Actual Budget, it’s a free self-hostable clone of YNAB. Or could be thought of as an independent implementation of the same budgeting methodology - but it felt close enough in UI and concepts that I feel comfortable calling it a clone.
Re: Ask HN: Spending Tracking Tools
#97YNAB was often recommended, although I cannot personally understand "budgeting" as a concept and how YNAB helps you achieve your financial goal. (When I was a graduate student with $20k income, I spent a lot of time thinking about how to save money. Then, one day, all of a sudden, I realized that I should use that time thinking about how to earn more money instead. These days, I earn more than 10x that number, and th…
Where you have enough money an expenses tracker is more useful than budgeting applications
Re: Ask HN: Spending Tracking Tools
#98Earlier quoted context omitted.
Look into Actual Budget, it’s a free self-hostable clone of YNAB. Or could be thought of as an independent implementation of the same budgeting methodology - but it felt close enough in UI and concepts that I feel comfortable calling it a clone.
Or - https://www.budgetwithbuckets.com/ For a client application You can import too
Importing YNAB4 into Actual worked, this errored without much information what went wrong.
Re: Ask HN: Spending Tracking Tools
#99[deleted]
Re: Ask HN: Spending Tracking Tools
#100I've been so picky over the years and tried so many different services, but I always ended up back in a spreadsheets. Infinite configurability, but more manual. That said, I found a middle ground about six months ago. The spreadsheet tracks the budget, brokerage contributions, statistics, and savings (think monthly money being set aside for yearly payments and such), and then I use Monarch Money for tracking transact…
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