- FastMail for email, calendar, and contact book. - Kagi for search and translation. - rsync.net for backup (although I took their lifetime subscription offer so I no longer actively pay them). - Self-hosting related costs (rented servers and domain names). - Buttondown for sending out blog updates. (I was generously gifted a lifetime subscription, but had I not been I would likely have paid for it eventually anyway.…
And if your house should be robbed or burned in a fire?