When you put it this way, it's really quite remarkable how tenuous our hold is on even paid for digital services. There is really nothing you could do with a car to prompt the car maker to take it from you. And the state will only take it if you break the law in particularly dangerous ways. When it comes to other possessions it's even harder for anyone to take them away from you. If I take a kitchen knife and stab so…
To put it more bluntly, my eyeballs are watched by AI to make sure I pay attention enough to deserve the full use of my vehicle.. it's beyond punitive, it requires my positive behavior.
ALSO bonus, if I did something with my vehicle that resulted in losing my account, I would also lose access to my home electricity system.