Earlier quoted context omitted.
You sound like you're describing https://standardnotes.org/ ! (Not linked, just a happy paying user)
Is it completely open source + optional paid hosting (I spent a few minutes reading but wasn't sure.) FWIW: Open Source client + server with optional paid hosting is my favourite. And it is not just words: I've been paying a few hosting services, both commercial and open source, for a few years. I like the assurance of open source but I often prefer to pay the people who make it to host it.
I am thinking of releasing a product under Apache + Common Clause, Zero License, Business Source License or similar, maybe with GPL timebomb. Basically, feel free to use, improve and share, but don't sell or offer it as a service to 3rd parties. I would love it if normal users could safely use the product and share improvements, but would still like to have a chance at building a business model which didn’t involve donations or selling just support (I want to be incentivized to build a great UX). Which means I am selling convenience, and probably can't compete with others if they can offer the same without the cost of development.
Since you sound like exactly the target audience, would such a license appeal to you, or would you reject it up-front?