[deleted]
What are your WordPress Plugins?
Ask HN: What was your best passive income in 2016?
81–90 of 713 posts
Re: Ask HN: What was your best passive income in 2016?
#82I have a website with ads on it. Or actually a few, but one that mostly pays for my life right now.
How much does your life cost a year?
Re: Ask HN: What was your best passive income in 2016?
#83[deleted]
Re: Ask HN: What was your best passive income in 2016?
#84Here in Brazil we have it easy. The most boring funds (the ones which track the interbank rate - CDI) easily return around 12% per year (depending on the administration fee; the smaller the administration fee, the higher the return). With the inflation around 6% per year, this gives around 6% returns before tax. If you stay with the fund for at least two years (and it's of the correct kind), the tax rate is 15% over…
I was going to say this. It could even becomes a startup or consultancy business to support brazillian tech workers to build a fortune the same way the rich ppl do here.
Re: Ask HN: What was your best passive income in 2016?
#85Here in Brazil we have it easy. The most boring funds (the ones which track the interbank rate - CDI) easily return around 12% per year (depending on the administration fee; the smaller the administration fee, the higher the return). With the inflation around 6% per year, this gives around 6% returns before tax. If you stay with the fund for at least two years (and it's of the correct kind), the tax rate is 15% over…
You probably know this, but it's always important to keep in mind what causes such high interest rates. A high interest rate is a signal that lenders are wary of lending money to the borrower because of an increased risk of default/inflation. That's fine as long as you are aware of this, but don't think you're getting a "better deal" than someone investing in a boring 1% German government bond. That 12.5% you're gett…
This is all true - and if you look at the UK gilt price/yield over the last six months it demonstrates this aptly - yields started to increase in June as everyone tried to sell their gilts. As you say, the yield only happens if the government pays the nominal at the expiry - and if yields are high it's because the market lacks confidence, and people are selling for less than nominal.
Re: Ask HN: What was your best passive income in 2016?
#86Young hackers who have a surplus of income and have funds to spare that aren't being channeled toward debt / family / donations, heed me: save as much of your salary as you can, and put it in boring investments (index funds / etc), probably through vanguard.com (no affiliation, I just use them and have heard nothing but good things from people I trust). You can pretty easily set up your job's direct-deposit system so…
What are the returns, in percentage?
Re: Ask HN: What was your best passive income in 2016?
#87I make $1,400/mo from Google AdSense. I made a Wordpress website for people who want to find information about other people. I don't do anything on the site anymore besides perform Wordpress updates. It's basically changed my whole life and I am very fortunate/lucky. Throwaway account.
Re: Ask HN: What was your best passive income in 2016?
#88Here in Brazil we have it easy. The most boring funds (the ones which track the interbank rate - CDI) easily return around 12% per year (depending on the administration fee; the smaller the administration fee, the higher the return). With the inflation around 6% per year, this gives around 6% returns before tax. If you stay with the fund for at least two years (and it's of the correct kind), the tax rate is 15% over…
You probably know this, but it's always important to keep in mind what causes such high interest rates. A high interest rate is a signal that lenders are wary of lending money to the borrower because of an increased risk of default/inflation. That's fine as long as you are aware of this, but don't think you're getting a "better deal" than someone investing in a boring 1% German government bond. That 12.5% you're gett…
Brazil has much more foreign reserves than most Europeans country. Our interest rate isn't high because of default risk, actually is more the opposite - rip off the country.
Re: Ask HN: What was your best passive income in 2016?
#89I make $1,400/mo from Google AdSense. I made a Wordpress website for people who want to find information about other people. I don't do anything on the site anymore besides perform Wordpress updates. It's basically changed my whole life and I am very fortunate/lucky. Throwaway account.
Congratulations - that is great to hear.
Is the traffic mainly from google?
Re: Ask HN: What was your best passive income in 2016?
#90Young hackers who have a surplus of income and have funds to spare that aren't being channeled toward debt / family / donations, heed me: save as much of your salary as you can, and put it in boring investments (index funds / etc), probably through vanguard.com (no affiliation, I just use them and have heard nothing but good things from people I trust). You can pretty easily set up your job's direct-deposit system so…
What are the returns, in percentage?
Vanguard is index funds, so the returns are as good (or bad) as the market.