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Ask HN: Alternative to Mint.com?

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Re: Ask HN: Alternative to Mint.com?

#72
post #59

Earlier quoted context omitted.

I have found this to be the case with my Apple card - so once a month I export a .QFX from the Wallet app and import it into YNAB. This process is a bit laborious but I've never had to manually enter an account's transactions in several years of using the app.

Apple Wallet transactions just got added to shortcuts on iOS. You should be able to create a shortcut that adds the expense to YNAB whenever the card is charged.

Thank you for this tip! Apple Card has been the thing keeping me from commiting to YNAB full time so far

Re: Ask HN: Alternative to Mint.com?

#73
Quicken's Simplifi is pretty close. I tried Monarch as well. Simplifi seemed a bit more polished. To me, YNAB was a different type of tool than what I wanted. I didn't want everything assigned to a budget and such. I just want something to collate all my transactions, do some basic tagging and classification. That's it.

Re: Ask HN: Alternative to Mint.com?

#75
post #14

Tiller is $79 a year - https://my.tillerhq.com/ - but puts all the data straight into a Google Sheet and lets you do what you want with it. I love the flexibility.

Happy Tiller user as well, with a bit of effort customizing your Google Sheets and you can out-do any SaaS app on the marketplace.

Re: Ask HN: Alternative to Mint.com?

#76
post #57
post #5

YNAB has turned my financial life around. I wish I had started using it 10 years ago. They also have built an importer from Mint. Some highlights I love: * One window to every account I have, which mostly automatically updates/syncs * Envelope budgeting has forced me to look at every penny and figure out what it's for * API to work with other tools (for me, Splitwise - https://github.com/vascopinho/split2ynab/ ) And…

I have YNAB and the most annoying part of the entire thing is that you cannot see your total expenses? I mean, the most basic feature is not in this app. If I want to see my monthly expenses (total), it doesn't let me. It just shows me how much I need to save this much in each bucket. Weird.

FYI, the reports in the webpage are much deeper than the reports in the app. You can see spending in any combination of categories over any arbitrary period of time, and drill down in an intuitive way.

Re: Ask HN: Alternative to Mint.com?

#78

I've been really enjoying Monarch money. It's not free, but they offer an introductory discount for Mint users. I'm not a power user. I used Mint mostly for a window into the current state of my accounts, and to check recent transactions. I find the Monarch UI to be snappier and less laggy than Mint, which makes sense given it seems like Mint was not a very well-funded project at Intuit. I've toyed around a bit with…

I'll second Monarch. I had issues with connections when I first started a month or so ago, but they've since been resolved. They seem to have a very active customer service team AND a roadmap (which is something Mint hasn't had in years). Budgeting is much better than Mint. Transactions are much better than Mint. Rules are much better than Mint. You have to subscribe to it, but you get to try it out for a month for free and in that time I genuinely felt a subscription would net me more than my money's worth.
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