A few years ago my project pipeline was going to pure maintenance and upper management was obviously 6mo+ away from knowing what they wanted in the next decent sized project. So I talked to my manager (CTO) about going down to a 4 day week (pro-rata) to do more in my own time. The CEO gets wind, comes in and is really agressive and dismissive of what I'm suggesting. This behaviour (ceo/cto dynamic) was pretty much the bane of my employment there so I wrote up and handed in my resignation.
I had more money than id ever had before and no commitments beyond rent and my gf. There were a bunch of things I wanted to do, so I did them. Lots of small things like seeing family (spread all across tye country, most of whom I hadn't seen as an adult/since parents divorce), side projects, and exploring nearby cities.
I started freelancing part-time after 6 months (bored mainly) and six months after that joined a great company (that I had freelanced for).
Honestly, I keep my finances and lifestyle in a place such that I can quit when I want, as a result I'm happier and can choose work I want when I am prioritising money.
I'm fully remote now and with covid "in decline" have been able to spend high quality time with family and friends whilst working. Remote work is the best work, no work is better. However it is certainly the money that makes it low stress.