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For those in the ruby/rails world, there's a gem which does this (make it easy to switch between payment vendors) for you: Active Merchant ( http://activemerchant.org/ ).
Yeah, but is there a gem for allowing me to switch payment abstraction gems?
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I wrote about that last year ( https://blog.wearewizards.io/looking-at-payments-solution-fo... ) and I need to actually implement it this week. Haven't decided yet but quaderno + stripe is the best choice I've seen so far. Definitely interested in more feedback too!
Thanks, thats good info. I am very interested to hear about your conclusion and experience when you set it up. Are you integrating with an accountancy package like Xero/Sage? Quaderno/Stripe sound promising to me too but I can't find genuine feedback from Quaderno users. Its a real shame Recurly isn't priced to be an easy choice. It seems expensive to triple dip on subscription fees, transaction fees and %revenue and…
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"If I were you, no matter who you choose to integrate, I'd encapsulate it behind your own payment "service" so that even if you have to switch or you need to add more then one (highly recommended), then you can." This is the best advice in the comments. I've seen my own code and others become overly coupled to a specific provider's terminology, mechanisms, and expectations - leading it to be exceptionally painful whe…
For those in the ruby/rails world, there's a gem which does this (make it easy to switch between payment vendors) for you: Active Merchant ( http://activemerchant.org/ ).
I wrote a comparison for Australian companies recently: https://medium.com/@grmcameron/stripe-vs-braintree-for-your-... 1. Feature Related Main Takeaways: Stripe vs Braintree feature comparison: Braintree allows payments through Paypal (This can increase conversion if you believe your customer base feels more comfortable when using Paypal, a name they will likely recognize, as their card details are not revealed.) St…
https://www.braintreepayments.com/en-au/payment-methods/acce...
[1] https://support.stripe.com/questions/does-stripe-support-3d-...
The biggest issue with Stripe is that it does not handle 3D-secure requests [1] which protects you against various frauds. Hopefully, they are starting to implement it for UE, US and also there are many FinTech SaaSes whose uses machine learning to help you improve protection. [1] https://support.stripe.com/questions/does-stripe-support-3d-...
The biggest issue with Stripe is that it does not handle 3D-secure requests [1] which protects you against various frauds. Hopefully, they are starting to implement it for UE, US and also there are many FinTech SaaSes whose uses machine learning to help you improve protection. [1] https://support.stripe.com/questions/does-stripe-support-3d-...