621–630 of 713 posts
~$2k/mo from an informational hobby-related website I run and monetize with affiliate sales. Growing, too!
$2,550 in rental home income on a house that will be paid off in 3 months.
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A quick google search shows UK inflation for the year at .9%. Why are you saying you need a 10% yield.
A common refrain in the UK is that inflation figures are an elite conspiracy with the reality being much higher than reported. There's an awful lot wrong with CPI/RPI measures, but needless to say this is tinfoil-hattery.
To say there is nothing to see without looking at any data is ass-hattery.
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Man alive. Here in the UK a five year treasury bond yields precisely nothing - potentially less than nothing. I have a mountain of cash and nothing to invest it in here. Even property doesn't present a meaningful yield any more. It also doesn't look like it's going to get better, just worse - so as far as I can discern the best course of action is just to spend it before it becomes completely valueless. To stay ahead…
What do you call a meaningful yield? Ecommerce in Russia is growing. JV?
I'm making between $3'000 and $10'000 Dollars with native apps/games and html5 games. I made much much more a few years ago but app store revenue is decreasing each month and all my latest apps made me nearly nothing. (My portfolio: http://intermediaware.com ).
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They are doing good. My strategy is to invest very conservatively and for relatively short time. I am making about 7% pa.
That's pretty impressive. I was under the impression that its near break-even. Which site are you using if I may ask? And what is your idea of short time in this context?
What I see is that quality of loans go down as a platform scale and I am lucky to be with this platform from the start. So my cohort is made up of mostly early adopters. I am year in my portfolio with 0 defaulted loans and 1 late payment (I feel like this loan will default during the lifetime).
My strategy is to invest to nonconsumer debt (no car loans, no holiday or Christmas presents loans or loan refinancing). I am investing in loans with disclosed profession (investing in IT professionals, govt workers, school teachers...) and with disclosed loan history (aiming to people with 0 debt). I want the loans to be paid in 3 or 4 years. I do break my rules for about 5% of portfolio that goes to riskier loans, this is where I get majority of my yield, otherwise my yield would be like 4 or 5% instead of 7 - 8%.
I guess this strategy is not applicable in US or UK, where is normal to have some debt (there is/was very different debt culture in most EU), and even here is still harder to discover these good loans, so I basically stopped investing in there.
Next year I want to start experimenting with b2b loans for unpaid invoices (business sell their new invoices with terms like NET30 or NET90 to boost their cashflow).
After being encouraged by folks on HN I published my tutorial on writing webapps with Go without a framework, http://github.com/thewhitetulip/web-dev-golang-anti-textbook There isn't much income because I want the book to be free, I'm writing another tutorial migrating the same app taught in the book to use VueJS library.
Why not publish (at a typical ebook price) on Amazon also? Be a fun experiment to have both paid and free versions--not too many opportunities to collect that kind of data. Or maybe make the vue version available only on Amazon while leaving the older version as is.
Said tutorial/book since people have told me that if it isn't present in actual stores it can't be called a book :)
Also, my first book/tutorial is available via leanpub.com, so users can pay if they want, so far hardly 10 have paid, but gitbooks.com where the online version is hosted does get around 200 page views daily + 800 downloads monthly. Leanpub currently has 550+ readers.
Optimage – a visually lossless image optimization tool http://getoptimage.com Released this week. Came unnoticed on HN but somehow got featured on PH. 1200+ downloads of free version and a few sales. Not sure if that'll change. In that case, the best of 2016 will be one of the plugins for Sketch https://news.ycombinator.com/item?id=12319286 .
Just a small suggestion, clicking to see the difference on the demo images wasn't clear at first. Maybe you should use one of those sliders that they use for before/after images. I think that would be better UX.
But thanks for your feedback. I have a couple of ideas how to make it more clear.
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Not sure where to start here. Are you suggesting money gained is a proxy for wealth created? It's the product of an imperfect system. Some people add more value than they are paid for, others the inverse. The system heavily favours economic rent extraction via land. Almost all new debt is issued via land. Quite simply people have figured out it's a rigged game and are piling in, hence the asset bubble and the fallout…
I understand what you are saying, but I think you are missing an important concept. If you created more value than you spend, you have an extra. Other people want to spend more than they created. So what happens is that people who have the extra, can loan their value to those who have a deficit. This loaning can also be considered a service. People are not forced into renting. What Mr. Money Mustache is saying is "He…
The web-based version is like a demo, it's free to use but saving and importing is disabled. I'm selling a downloadable desktop app version which has the restrictions removed.
I'm thinking of making it completely free and maybe selling ad-space on there instead.