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Ask HN: What are the three most expensive tools/services that you use?

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Re: Ask HN: What are the three most expensive tools/services that you use?

#67
post #33

Zero! Monthly subscriptions are waste of money, and whole SaaS is IMHO wrong step in human evolution. I prefer to have my stuff for free or own stuff. My free stack: - Comms: Free "work" phone with unlimited everything, and free unlimited LTE/5G "work" modem. - Music: Free Tidal from work + my own ripped MP3s. - Software hacking: free virtual machines running at Oracle Cloud(and some services at IBM cloud). - IDE: In…

Out of all the things you mentioned, a political party membership is the only one I wouldn't pay for. May I ask what value you get out of being a paid member?

Re: Ask HN: What are the three most expensive tools/services that you use?

#70
post #12

Servers at DigitalOcean $2500 per month. Paypal: Our last transfer to our bank account cost $1000 because PayPal takes a currency conversion fee of 3% from USD to SEK (that's in addition to the transaction fee) Intercom.io: ~$200 for the support package. Using the messaging automation would be ~$3000 per month...

Have you considered Wise. You get a “US” account that you could route (or wire money) into from PayPal. Wise only charges 40-50bps to convert to SEK.

+1, I've saved thousands by using Wise.
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