People who depend on these payments for their livelihood make a good faith attempt to use Stripe for processing them only to be treated like scum with no explanation of why and they're the ones who should be justifying themselves or looking for what went wrong?
Novel idea: the company that provides you with something for a comfortable fee actually fucking explains to you why it suddenly doesn't want your business, and gives you means for arbitration and fair hearing. It's the least they could do while screwing you over.
Opaque, algorithmic, bureaucratic account closures and penalizations are an absolute nightmare of the modern world that should under no circumstances be allowed to proliferate further. They take the old kafkaesque notions of bureaucratic opacity to an automated extreme that nobody should defend or tolerate.
Google, Stripe, Payshit and so many others regularly practice this, and here we see some people who themselves could one day be victims of the same actually bothering to find excuses for it.