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Ask HN: Should I move to Berlin?

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Re: Ask HN: Should I move to Berlin?

#51

It's very hard to see a reason for you to move to Berlin. You will gain a net ("in hand") salary much lower than your actual salary because in Europe there's not only the taxes that are deducted from your salary, but also contributions for health assurance, for retirement and for social security (and sometimes many other "small" things). All these things can add up to ~50% of your salary. And see this: " People earni…

No, I think the 42% tax-rate is kind of a differential: i.e. any additional EUR you get is taxed by 42%, but the euros below 52,882 € are taxed by less.

Running the tax calculator here:

http://www.brutto-netto-rechner.info/

it says you get 3.275,61 € after tax for 5000 € / month.

However, that already covers all the insurance costs, health insurance, insurance against loss of employment and pension insurance.

And health insurance in germany is a "real" insurance that won't try to get rid of you in case you get severely ill (cancer etc.). Even includes compensatory payments in case you're unfit for work (although your employer may have the right to terminate you if there is no chance of you recovering)

Re: Ask HN: Should I move to Berlin?

#52
Depends on your plan for life.

Do you want to become financially independent, move back to Pakistan, and retire early? A couple of years in Dubai seems like a good choice.

Do you want to move to Europe for its infrastructure, healthcare, culture, etc? Berlin is great!

Re: Ask HN: Should I move to Berlin?

#53
Some negative sides that a bit ruined Berlin for me:

don't speak German? -> you'll receive bad service almost everywhere -> you won't get in to a lot of good clubs etc.

don't look like German? -> you'll get stares -> you'll be second rate / tourist / something

like drugs? like to party from 01AM to the afternoon of the next day? -> you'll love it

like sightseeing / going to the "best" places? -> everything's spread around a pretty big area -> you'll take the train / taxi / bus pretty often

like pretty buildings? -> in general, Berlin is ugly and crude. Except for the rich people areas and some places in downtown.

Partying two days without sleeping in the same club with a wide variety of substances is normal. There are weird sex club party thingies. There are ug techno parties with all kinds of debauchery. There are parks with more drug dealers than other people. Definitely not conservative, but somewhat xenophobic.

Re: Ask HN: Should I move to Berlin?

#54

It's very hard to see a reason for you to move to Berlin. You will gain a net ("in hand") salary much lower than your actual salary because in Europe there's not only the taxes that are deducted from your salary, but also contributions for health assurance, for retirement and for social security (and sometimes many other "small" things). All these things can add up to ~50% of your salary. And see this: " People earni…

No, I think the 42% tax-rate is kind of a differential: i.e. any additional EUR you get is taxed by 42%, but the euros below 52,882 € are taxed by less. Running the tax calculator here: http://www.brutto-netto-rechner.info/ it says you get 3.275,61 € after tax for 5000 € / month. However, that already covers all the insurance costs, health insurance, insurance against loss of employment and pension insurance. And hea…

Still.. going from 4000 to 1500 is hard to justify. Personally I think he will be very disappointed (not only for financial reasons).

Re: Ask HN: Should I move to Berlin?

#55
I used to have a similar background (single, no GF, no night life), Indian based in UAE.

I came to London as a developer about 14 years ago! Now married (an Indian), children here, British Citizen, etc. Travel to UAE almost every year en route to India, etc.

My advice: - You are the right age and no responsibility to explore the world, so that is worth considering.

- Also, think long term, you can't make moves everyday. Will you be happy if one thing leads to another and you live in Germany for the rest of your life with children, etc?

- I miss my extended family in the UAE but meet frequently as its much more common for people to fly around these days.

Re: Ask HN: Should I move to Berlin?

#56
5000 euros is just the start. There are plenty of software companies in Europe and lots of opportunities.

Long term pension, medical and schooling for kids, much more stable & much more opportunities than UAE. Taxes pay for themselves. However, in UAE with new vat and growing hidden taxes are high. You can even buy a house and it is like living rent free! The rents in Dubai are high and buying for long term is not recommended.

Longer term you can even look at moving to London if you like to stay in a English speaking country.

Re: Ask HN: Should I move to Berlin?

#58

The total tax burden for well-earned singles is rather roughly. 50%. After you can deduct some lump sums from your tax, we expect 40% for the tax. However, since you also have an employee's share of the health insurance, you should stay at 50% for the time being. A small apartment, or a room is around 400 EUR warm if you have little claim to location and equipment. Find out more at immonet. de. The user interface is…

Is a six-digit salary for a senior software engineer a realistic expectation? I thought that was only common in SV and NY.

I don’t know a single non team lead SWE in Germany earning six digits. And most find it quite difficult to go higher 60k

Re: Ask HN: Should I move to Berlin?

#59
Moved to Berlin 4 years ago as a software developer under similar conditions like yours.

Things I like: - Berlin is nice city to live in, cheap to transport (bike, shared bikes/cars, nice public transport)

- very cheap and good quality basic groceries - meat, dairies, pastry is really cheap with great basic quality and you can always go for organic and more expensive variants, cheap restaurants and bars, relatively inexpensive housing

- Berlin has decent flight connections around Europe + easily reachable Amsterdam, Prague, Copenhagen by car

- No crazy workaholic culture (nothing compared to the US), lot of holidays and taking a sick leave is easy and covered by law, 8 hours of work per day

- Nice engineering meetups and community

Things I dislike: - getting a decent apartment might be really difficult now days, even more difficult than getting a job

- Berlin is not so visually pleasing

- sometimes it's difficult if you dont speak german well

- winter is not so cold but very dark and grey

Re: Ask HN: Should I move to Berlin?

#60

Some negative sides that a bit ruined Berlin for me: don't speak German? -> you'll receive bad service almost everywhere -> you won't get in to a lot of good clubs etc. don't look like German? -> you'll get stares -> you'll be second rate / tourist / something like drugs? like to party from 01AM to the afternoon of the next day? -> you'll love it like sightseeing / going to the "best" places? -> everything's spread a…

> don't speak German? -> you'll receive bad service almost everywhere -> you won't get in to a lot of good clubs etc.

> don't look like German? -> you'll get stares -> you'll be second rate / tourist / something

That depends on the corner of Berlin though.

There are plenty of user groups, technical meetups, hackerspaces, makerspaces:

c-base, Chaos Computer Club, Linux User Groups, JavaScript/Python/Haskell/PHP/... User Groups, Free Software Foundation local group, Wikipedia/Wikimedia stuff, Makerspaces, ...

Every evening more than one to choose from.

At those place - essentially, at every slightly nerdy place - everybody will try their best to talk to English with you, or the meetup will have English language and presentations in the first place, anyway. And people from different corners of the world are seen there as enriching and interesting people to talk with.

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