Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Ask HN: Why is Pave legal?

news.ycombinator.com

Post reply on HN
Print view View original

481–490 of 523 posts

Re: Ask HN: Why is Pave legal?

#481

Post by minicoz »

p1esk wrote: post #372
jnwatson wrote: post #250

Earlier quoted context omitted.

I froze the report, and I also told my employer not to report anything to Equifax (which luckily my employer allows). This made getting approved for a mortgage more difficult. These days, loan officers just expect to be able to hit a button and get all your info. We're losing the privacy battle.

Loan officers typically want to see bank account balance, paystubs, and tax records.

unfreeze it just for that report. You can ask the bank, credit card, mortgage loaner which credit bureau they use and then unfreeze your account for 2 weeks.

Re: Ask HN: Why is Pave legal?

#482

Post by slipperybeluga »

wing-_-nuts wrote: post #126
atrettel wrote: post #115

I have never heard of Pave before, but this just sounds like yet another copy of Equifax's "The Work Number" [1]. Basically, HR at many companies gives your salary and employment history data to Equifax, who then sells access to the information to certain parties with supposed need to access it, including potential and current employers and creditors. This report is likely one of the most invasive consumer files out…

I downloaded a personal report from the work number website and found to my horror that my employer was reporting every. single. paystub. gross and net, to equifax. That felt like a huge breach of privacy. Given that equifax had already proven incompetent at keeping my data secure, I immediately sent HR a request to stop sending my supposedly 'confidential' pay info. They politely told me to kick rocks, so I went on…

[dead]

Re: Ask HN: Why is Pave legal?

#483

Post by kstrauser »

steve_adams_86 wrote: post #464
__loam wrote: post #388

Earlier quoted context omitted.

Founding engineer is the biggest ripoff in tech.

Literally the worst experience of my life. I don’t even mention it on my resume or LinkedIn or anything. I suppose it was a success and the product is still doing fine. I just never want to do that again unless it’s for myself.

Were you ever at Crittercism by chance?

Re: Ask HN: Why is Pave legal?

#484

Post by BobaFloutist »

treypitt wrote: post #351
xenocratus wrote: post #332

Earlier quoted context omitted.

Your personal health information is information that pertains to you and you only. Your compensation is part of a contract between yourself and your employer, hence why both parties have to sign it, and why both parties have ownership over it. Not arguing that payroll information can't be protected, my only point was that your comparison was off.

Because hospitals and clinics don't care or record the treatment they provide?

Not to mention insurance.

Re: Ask HN: Why is Pave legal?

#485

Post by marssaxman »

iav wrote: post #189
wing-_-nuts wrote: post #126

Earlier quoted context omitted.

I downloaded a personal report from the work number website and found to my horror that my employer was reporting every. single. paystub. gross and net, to equifax. That felt like a huge breach of privacy. Given that equifax had already proven incompetent at keeping my data secure, I immediately sent HR a request to stop sending my supposedly 'confidential' pay info. They politely told me to kick rocks, so I went on…

I am an investor in equifax. Let me clear up a misconception on where the data comes from. Half the data comes from large enterprise customers, who “sell” the data in exchange for Equifax doing I-9 verification for free. The other half comes from 39 payroll companies. Every single payroll company except for Rippling and Gusto sell paystub data to Euifax. (Rippling will start next year). Those are exclusive revenue sh…

That's good to know. The company I work for currently uses Rippling; I will mention this upcoming change and suggest that we should consider switching to Gusto.

Re: Ask HN: Why is Pave legal?

#486

Post by Retric »

randomdata wrote: post #475
Retric wrote: post #391

Earlier quoted context omitted.

> justify your decision to higher ups What you just described is speeding up a process not increasing wages. If a company simply isn’t offering enough money they aren’t going to get the workers they want. Which then forces the company to either go without or increase their compensation, just like how every other market works. > your company isn't desirable or what else is the cause The clearest example of this princi…

> If a company simply isn’t offering enough money they aren’t going to get the workers they want. I've never seen a worker walk away once an offer is made. Getting workers in the door in the first place is hard, though. Which means that it is really the marketing that needs to be improved. But how... > how every other market works. Every other market that has suffered from this kind of marketing problem starts to pub…

> I’ve never seen a worker walk away one an offer is made.

I’ve personally walked away from several offers. It’s not uncommon to receive multiple offers at the same time and you can only accept one.

So perhaps your offers have been excessively generous?

Re: Ask HN: Why is Pave legal?

#487

Post by randomdata »

Retric wrote: post #486
randomdata wrote: post #475

Earlier quoted context omitted.

> If a company simply isn’t offering enough money they aren’t going to get the workers they want. I've never seen a worker walk away once an offer is made. Getting workers in the door in the first place is hard, though. Which means that it is really the marketing that needs to be improved. But how... > how every other market works. Every other market that has suffered from this kind of marketing problem starts to pub…

> I’ve never seen a worker walk away one an offer is made. I’ve personally walked away from several offers. It’s not uncommon to receive multiple offers at the same time and you can only accept one. So perhaps your offers have been excessively generous?

Or only the most desperate stumble through my door?

But either way, it's pretty clear that the prevailing problem is finding people at all. Not just me, but most businesses have been struggling with the same problem. You can't tempt someone with more money if you have no way of communicating with them.

Which goes back to the marketing problem. Absolutely there is a marketing problem, but publishing price data is exactly how other markets have solved the problem. We shouldn't be shocked or disappointed that labour is going the same way. That's how markets deal with the problem.

Re: Ask HN: Why is Pave legal?

#488

Post by berniedurfee »

Kon-Peki wrote: post #214
dsr_ wrote: post #209

Earlier quoted context omitted.

You make an excellent argument here for tight regulation of the industry.

… and the usage? Most highly-paid people have no idea how much privilege this affords them. You wonder why so many businesses are nice to you? It’s because they’ve already looked you up and know you’ve got a high income and are a millionaire. Write a personal check for your next automobile? Sure thing, you can drive it off the lot a few minutes later. They won’t even bother cashing the check for a week or two. Try do…

This is a great argument as to why we need stronger regulations to make these practices illegal.

Re: Ask HN: Why is Pave legal?

#489

Post by failuser »

oldgregg wrote: post #188
teraflop wrote: post #110

Earlier quoted context omitted.

Anybody else remember that time YC funded an international smuggling operation? https://www.ycombinator.com/companies/backpack https://news.ycombinator.com/item?id=8199286

Anyone else remember when HackerNews had an adventurous libertarian ethos before the school marms infested the place with irrelevant and low vibrational commentary?

“Is it legal?” should be a question adventurous libertarian should ask himself. Something being illegal never stopped hackers, being it exploiting vulnerabilities for profit or not complying with outdated regulation. That is just good strategy. I don’t expect libertarians to ask a question “is it ethical” the more anarchist wing of the hacker community might ask themselves.

Re: Ask HN: Why is Pave legal?

#490

Post by failuser »

yonran wrote: post #104
failuser wrote: post #89

Uber and AirBnb are essentially illegal taxi and illegal hotel services. Remember taxi medallions? Remember zoning laws? Being illegal is not a showstopper for a startup because they are under a radar, being illegal is not a problem for a large business because they have enough power to not get prosecuted.

Ironically for a question about antitrust price fixing you just named two incumbent government-sanctioned cartels (zoning and taxi medallions) that restrict supply and keep prices high. They would be illegal if private companies made them.

I did not say those were even good laws. Many people go to jail for breaking bad laws though.

And the government can establish monopolies on many things, my private nuclear weapons startup did not get much traction either.

Post reply on HN