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Ask HN: Why is Pave legal?

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Re: Ask HN: Why is Pave legal?

#441

Post by oblio »

xarope wrote: post #419
oblio wrote: post #274

Earlier quoted context omitted.

> Write a personal check for your next automobile? Personal check? What year is this?!? :-)

Last time I bought a brand new car (~8 years ago?), the dealer told me I couldn't pay more than $X amount, using credit cards, on the car, so I still needed a bank check for the rest (they wouldn't accept a personal check either). Don't know if things have changed since.

Haven't they heard of bank transfers? In Europe you can use SEPA and if you warn the bank in advance, they're basically instant even for large amounts.

Re: Ask HN: Why is Pave legal?

#442

Post by pogue »

atrettel wrote: post #115

I have never heard of Pave before, but this just sounds like yet another copy of Equifax's "The Work Number" [1]. Basically, HR at many companies gives your salary and employment history data to Equifax, who then sells access to the information to certain parties with supposed need to access it, including potential and current employers and creditors. This report is likely one of the most invasive consumer files out…

This thread got pretty off track. But, if I were to opt out of this database and went looking for a job, would potential employers not be able to see specific history about me (or at least not from Equifax)?

Re: Ask HN: Why is Pave legal?

#443

Post by Nextgrid »

wing-_-nuts wrote: post #126
atrettel wrote: post #115

I have never heard of Pave before, but this just sounds like yet another copy of Equifax's "The Work Number" [1]. Basically, HR at many companies gives your salary and employment history data to Equifax, who then sells access to the information to certain parties with supposed need to access it, including potential and current employers and creditors. This report is likely one of the most invasive consumer files out…

I downloaded a personal report from the work number website and found to my horror that my employer was reporting every. single. paystub. gross and net, to equifax. That felt like a huge breach of privacy. Given that equifax had already proven incompetent at keeping my data secure, I immediately sent HR a request to stop sending my supposedly 'confidential' pay info. They politely told me to kick rocks, so I went on…

> They politely told me to kick rocks

The only way this stops is when people return the favor (on the spot, without a notice period).

Re: Ask HN: Why is Pave legal?

#444

Post by sgerenser »

idbehold wrote: post #275
atrettel wrote: post #115

I have never heard of Pave before, but this just sounds like yet another copy of Equifax's "The Work Number" [1]. Basically, HR at many companies gives your salary and employment history data to Equifax, who then sells access to the information to certain parties with supposed need to access it, including potential and current employers and creditors. This report is likely one of the most invasive consumer files out…

The freeze is mostly ineffective for when you actually want it to work. From what I remember (even for the credit freezes) is that if you provide written consent to, say, a background check, then that overrides your freeze. So if you're applying for a job (basically the major instance where you'd want your salary information private) they're going to ask for your consent to do a background check and bingo they'll kno…

I’m not sure this is true. The last time I changed jobs I had my TWN report frozen, and the background check company was really confused and said “we can’t seem to verify your job history through our normal means” without specifically saying why. I had to send some redacted paystubs.

Re: Ask HN: Why is Pave legal?

#445

Post by sgerenser »

arwhatever wrote: post #420
atrettel wrote: post #115

I have never heard of Pave before, but this just sounds like yet another copy of Equifax's "The Work Number" [1]. Basically, HR at many companies gives your salary and employment history data to Equifax, who then sells access to the information to certain parties with supposed need to access it, including potential and current employers and creditors. This report is likely one of the most invasive consumer files out…

If one is required to sign an agreement to a background check, could this supersede one’s freezing of one’s Work Number?

In my experience the background check company (Hireright IIRC) was not able to complete the check “normally” with my TWN report frozen. Had to send redacted paystubs.

Re: Ask HN: Why is Pave legal?

#446

Post by bitcoin_anon »

tourmalinetaco wrote: post #269
bitcoin_anon wrote: post #257

Earlier quoted context omitted.

Reminder that until recently, most cannabis patients relied on smugglers to treat their illnesses.

Reminder that a minority of cases does not justify smuggling for recreational use.

I disagree. I’m fine with millions of recreational users supporting smugglers so that a single patient can get the medicine they need. It was the black market the safeguarded this plant for generations until we came to our senses again.

Re: Ask HN: Why is Pave legal?

#447

Post by cyanydeez »

anomaly_ wrote: post #390
dawnerd wrote: post #302

Earlier quoted context omitted.

Seems like something gusto can turn into a marketing point. Surely there’s a desire for a privacy respecting payroll/hr platform.

The actual buyers of payroll software don't care and if you think people are going to evaluate their potential employer based on what payroll solution they use, you are wrong.

Yes, this is why government regulations exist. Market forces are only as good as the walls and maze theyre forced into.

Re: Ask HN: Why is Pave legal?

#448

Post by cryptonym »

HeyLaughingBoy wrote: post #151
cryptonym wrote: post #93

Earlier quoted context omitted.

What would be the least ethical would be keeping it secret to one party and having the other party sharing data... Oh wait!

Glassdoor exists.

So... Pave shouldn't exists as "Glassdoor exists" and is already providing data?

Re: Ask HN: Why is Pave legal?

#449

Post by Libcat99 »

iav wrote: post #189
wing-_-nuts wrote: post #126

Earlier quoted context omitted.

I downloaded a personal report from the work number website and found to my horror that my employer was reporting every. single. paystub. gross and net, to equifax. That felt like a huge breach of privacy. Given that equifax had already proven incompetent at keeping my data secure, I immediately sent HR a request to stop sending my supposedly 'confidential' pay info. They politely told me to kick rocks, so I went on…

I am an investor in equifax. Let me clear up a misconception on where the data comes from. Half the data comes from large enterprise customers, who “sell” the data in exchange for Equifax doing I-9 verification for free. The other half comes from 39 payroll companies. Every single payroll company except for Rippling and Gusto sell paystub data to Euifax. (Rippling will start next year). Those are exclusive revenue sh…

I hate the argument of "you cannot be a competitive company without being a scumbag."

It's a bad argument through and through.

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