I would like to contribute an anecdote which turned me from a "google is listening" skeptic to someone who turns their phone off as often as possible, especially during any kind of sensitive conversation. I'm one degree removed from this anecdote, but I have no reason to doubt its truth. A group of friends were on a road trip, driving for several days cross-country. These are university-aged young males, 20-23. None…
Do you ever get irrelevant ads? I certainly do. Multiply that by billions. You're going to find someone getting ads irrelevant to them. They could also have looked up something relevant to nappies, stayed in a house (and used internet there) where the owners have a baby, etc.
For the sake of good faith I think we should exclude "they broke the rules". Frankly, my friends aren't that stupid.