You should just throw up your Ethereum address on your blog and let people freely and easily send you USDC. It's not a total replacement for Stripe but it's a lot easier than snail mail and there is no risk of getting your account shut down.
Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
41–50 of 53 posts
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#42I’m sure we could spot what the high risk behavior in question is with your business if you provide us with the url. But truth is, stripe decides who they want to be in business with. They have decided they don’t want to be in business with you. Tough, but they also aren’t placing you on the MATCH list or other common nightmare senerios many non-compliant businesses find themselves in when dealing with violations of…
> I’m sure we could spot what the high risk behavior in question is with your business if you provide us with the url. Sleuth away: https://www.SupernerdMedia.com
https://www.barnhardt.biz/category/barnhardt-podcast/
For context, some random excerpts from barely a skim that jump out and are going to raise eyebrows:
203: "we attack the topic of In Vitro Fertilization and break down how this grotesque process" 195: "part of what made the fires in Hawaii worse than they needed to be: the deeply-seated paganism of the natives who worship the volcanoes" 191: "it’s possible that “they/them” pronouns are favored among trans because of the demonic they/them legion possessing such poor souls" 187: suggests extracting and storing your own blood and taking methylene blue?
I don't have all the context, and generally I do support the author's right to expression, so I'm trying to be objective and kind here. But candidly, I'd have difficult to overcome personal reservations about partnering in business with (and in Stripe's case, since they take fees: profiting from) the content here.
I don't mean to offend anyone, just seems like an elephant in the room worth noting.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#43You should just throw up your Ethereum address on your blog and let people freely and easily send you USDC. It's not a total replacement for Stripe but it's a lot easier than snail mail and there is no risk of getting your account shut down.
Unfortunately gas fees are very high. Solana is probably a better alternative, it has USDC too.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#44I’m sure we could spot what the high risk behavior in question is with your business if you provide us with the url. But truth is, stripe decides who they want to be in business with. They have decided they don’t want to be in business with you. Tough, but they also aren’t placing you on the MATCH list or other common nightmare senerios many non-compliant businesses find themselves in when dealing with violations of…
> I’m sure we could spot what the high risk behavior in question is with your business if you provide us with the url. Sleuth away: https://www.SupernerdMedia.com
Stripe's page says that their prohibited categories include "Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on ... sexual orientation..." among other things.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#45> Stripe does have some strict rules over the types of businesses we can and cannot support. Firearms accessories is an area that we split into two. Businesses selling firearms and parts required for the functioning of the firearm are restricted from using Stripe. Businesses selling firearms accessories and parts not required for the functioning of the firearm can be fully supported.
> As your business falls into the second category, I'm pleased to say that you would be able to use Stripe.
In 2022 my Stripe account was closed. I entered an "appeal" quoting that original response and asking whether their policy had changed, or their assessment of the products I was selling. The response I got did not answer that and simply said "we are unable to accept payments for weapons, ammunition, and related products, as mentioned on our restricted businesses list."
To be honest I was kind of done with it anyway, it had gotten to that "not fun" point where a hobby becomes a chore. And it wasn't an income stream big enough to make any difference in my quality of life. So I didn't bother appealing further or even seeking an alternate payment provider. But I was still annoyed that they didn't tell me what changed between when I got approval and when I got shut down.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#46It's unlikely you were cancelled arbitrarily and it's almost certainly the case that you're engaged in a high-risk or restricted activity. > https://stripe.com/legal/restricted-businesses ... nothing on this page applies to what I am doing. I doubt it. Post the URL to your business website so we can see why it was cancelled by Stripe. EDIT: I see you posted the link below, and as eli pointed out, it's probably due to…
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#47Earlier quoted context omitted.
> My advice is to cut your losses with stripe and get a real merchant account. I thought Stripe was a real merchant account.
Nope. Sort setup, short teardown, same as PayPal Stripe is a minimal to no vetting payment processor. A real merchant account will require contracts and pre-vetting that includes a review of your payment processing history and suitability to the rules of the card networks in question.
People blame the payment processors, and they can certainly be opaque sometimes. But perhaps fairer to lay most of the blame on the fraudsters.
I’m sure Stripe would love the revenue from this enterprise, but they can’t have it without making KYC as complex as banks and losing a lot of their value prop.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#48It's unlikely you were cancelled arbitrarily and it's almost certainly the case that you're engaged in a high-risk or restricted activity. > https://stripe.com/legal/restricted-businesses ... nothing on this page applies to what I am doing. I doubt it. Post the URL to your business website so we can see why it was cancelled by Stripe. EDIT: I see you posted the link below, and as eli pointed out, it's probably due to…
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#49Earlier quoted context omitted.
What part are you confused about? You can’t just have a tip on a profile page but you can accept tips in connection with goods or services provided. Everything makes sense to me.
Is podcast production somehow not a good or service? Is the problem that I'm using the wrong word -- donation instead of tip -- on the button?
The reason for this is apparent if you flip roles. It's an anti-chargeback mechanism.
Re: Ask HN: Is Stripe the new PayPal, cancelling user accounts without explanation?
#50It's unlikely you were cancelled arbitrarily and it's almost certainly the case that you're engaged in a high-risk or restricted activity. > https://stripe.com/legal/restricted-businesses ... nothing on this page applies to what I am doing. I doubt it. Post the URL to your business website so we can see why it was cancelled by Stripe. EDIT: I see you posted the link below, and as eli pointed out, it's probably due to…
Can anyone clarify what this actually means? Stripe offers a discount to nonprofits specifically for taking donations:
https://support.stripe.com/questions/fee-discount-for-nonpro...
How is that not "donation-soliciting activities?"