Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Ask HN: Best Stripe Alternatives?

news.ycombinator.com

Post reply on HN
Print view View original

41–50 of 54 posts

Re: Ask HN: Best Stripe Alternatives?

#41

Post by rupert1234 »

lucb1e wrote: post #28
eajacobs wrote: post #6

I may be biased, but I work at a competing processor called Adyen. We process payments for many of the world's leading e-commerce companies (Uber, Netflix, Spotify, FB, MSFT, etc...). Merchants switching to Adyen from Stripe generally experience increased performance (higher authorization rates, no downtime), and more transparency into what's going on with their transactions. We've put a lot of effort recently into m…

That text "merchants switching to $us from $competitor experience $benefits" sounds very marketing-y. I can't find it literally on your website (I expected this to be the description on the homepage) so it does seem to be your own words. Is this statistically measured and somehow controlled for any new feature on the site / newsletter going out, your personal experience, or from some sales kit?

He didn't publish a science paper. It's a specific claim and you can easily call Adyen customers and find out if it's true. It's not an outrageous claim and he goes on to acknowledge said competitors strength in another area. FWIW, if you've spent time in payments you will know his claim isn't bogus. It might be pretty close these days, but it's far from a bogus claim.

Re: Ask HN: Best Stripe Alternatives?

#42

Post by rupert1234 »

ceffio wrote: post #8
eljimmy wrote: post #5

If you don't know what's causing the issue, how do you know the problem isn't on your end? Switching providers won't fix that.

Hi, Stripe's support keep telling us it is a a bank error. According to stripe logs, a successful transaction has 3 steps: create a token (/v1/tokens), then the customer (/v1/customers) and finally generate the payment (/v1/charges). At the moment, all the transactions are falling when they receive the customer (/v1/customer). I am not sure what's causing the issue, I am requesting to talk to an engineer to get any r…

You are doing it wrong. Read the docs. They are good docs. Sheesh. Going on a public forum and suggesting Stripe is at fault is extremely bad form. You should be ashamed.

Re: Ask HN: Best Stripe Alternatives?

#46

Post by jesterson »

eajacobs wrote: post #6

I may be biased, but I work at a competing processor called Adyen. We process payments for many of the world's leading e-commerce companies (Uber, Netflix, Spotify, FB, MSFT, etc...). Merchants switching to Adyen from Stripe generally experience increased performance (higher authorization rates, no downtime), and more transparency into what's going on with their transactions. We've put a lot of effort recently into m…

As someone who can compare Adyen and Stripe, I must say Eric is mostly right - initially I was hesitant choosing Adyen but on practice it happened to be a very robust platform allowing more fine-grained analysis of our transactions comapred to Stripe.

On the other side of the coin, as the moment we were working with Adyen it totally sucked during initial phase. It took ages till we started processing because someone on Adyen side said but didn't do, then did but didn't update, etc. I had to escalate issues to Eric :) However once it was sorted out, I couldn't complain at all. Hope you guys managed to get processes run more smoothly now.

Re: Ask HN: Best Stripe Alternatives?

#47

Post by payguru »

Ceffio, Payments integration can be a tad bit overwhelming if you are new to payments. But, in my limited experience of about 12 years integrating payments with Authorize.Net, Stripe, Braintree, I can advise that switching mostly won’t fix the issue. There are a lot of edge exceptions in the response payload returned from Stripe (or just about anyone else) that you can must account for.

Also, it is fairly easy to build a PCI compliant stripe checkout experience without having to send customers visually to another stripe.

I can help with a quick look if you want to hit me up. Always happy to help. Rc at 44tables dot com

Re: Ask HN: Best Stripe Alternatives?

#48

Post by sparkling »

robshep wrote: post #38
wilg wrote: post #15

We use Paddle because they handle taxes for you, unlike Stripe.

Paddle don't list their prices. My rule of thumbs is: If SW companies don't list their prices it's probably too expensive for me. This proves correct for me more often than not, so I'm not going to stick in an email address to find out. Can anyone share indicative pricing for paddle?

5% + 0.50ct

Including all third-party fees from card network or paypal

They may give you a better deal if you are making 100k/month, but that was the starting rate last time im checked.

Re: Ask HN: Best Stripe Alternatives?

#49

Post by ENGNR »

simlevesque wrote: post #26
ENGNR wrote: post #17

Earlier quoted context omitted.

Stripe is starting to inject themselves into the transaction, turning more into Apple Pay by saying the charges API is deprecated I think OP is just looking for something similar to Stripe. I’ve found Pin Payments to be pretty good. If they’d support ‘connect’ I’d migrate everything over to them

> Stripe is starting to inject themselves into the transaction, turning more into Apple Pay by saying the charges API is deprecated That's not at all what is happening. Do you have any idea why they deprecated the charges API ?

All I know is I went with Stripe so I didn’t have to see the PayPal logo (or any logo) in my checkout process

You don’t have to confuse things with an intermediate brand to wait for a user to auth a transaction in their banking app, just leave the timer on the screen until they do it

Re: Ask HN: Best Stripe Alternatives?

#50

Post by josefresco »

lucb1e wrote: post #34
josefresco wrote: post #20

Authorize.net was my go-to before Stripe. PayPal if you like pain.

Paypal if you want me looking for alternative places to purchase your goods

If it's just a gateway (no transfer to PP), the consumer won't know the difference.
Post reply on HN