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Ask HN: Why is Pave legal?

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Re: Ask HN: Why is Pave legal?

#351

Post by treypitt »

xenocratus wrote: post #332
karaterobot wrote: post #287

Earlier quoted context omitted.

Does my personal health information belong to my doctor? Not according to HIPAA, at least not in a way that gives the doctor control over selling it. While my pay is currently not protected by similar regulation, it seems like the kind of protection regulation similar to HIPAA could defensibly target.

Your personal health information is information that pertains to you and you only. Your compensation is part of a contract between yourself and your employer, hence why both parties have to sign it, and why both parties have ownership over it. Not arguing that payroll information can't be protected, my only point was that your comparison was off.

Because hospitals and clinics don't care or record the treatment they provide?

Re: Ask HN: Why is Pave legal?

#352

Post by ghaff »

MatthewMcDonald wrote: post #339
369548684892826 wrote: post #306

Earlier quoted context omitted.

But why not just pay by card, that must be even easier?

Many (most?) dealerships have a policy of not accepting more than a few thousand dollars on a credit card, they don't want to pay the fee

My regular dealership even has a card surcharge for service these days. Given the rebate I get it's pretty much a no-care for smallish bills. But when I bought the car from another dealer was a bit surprised I didn't need to run to the bank to get a certified check.

Re: Ask HN: Why is Pave legal?

#353

Post by ghaff »

Retric wrote: post #180
hunter2_ wrote: post #163

Earlier quoted context omitted.

> your data Is it yours though? The employer could probably argue that it's theirs. Devil's advocate: I think it's widely understood that entities can be transparent with their data if they choose, other than NDA scenarios.

Most companies request people not share pay information. Information asymmetry is a huge deal in negotiations.

I never have but I have never been told I couldn't share pay information. Certainly I have with my accountant and financial advisor. I've also been asked when applying for a new job whether or not I've been 100% forthcoming.

Re: Ask HN: Why is Pave legal?

#355

Post by Kon-Peki »

llamaimperative wrote: post #311
Kon-Peki wrote: post #214

Earlier quoted context omitted.

… and the usage? Most highly-paid people have no idea how much privilege this affords them. You wonder why so many businesses are nice to you? It’s because they’ve already looked you up and know you’ve got a high income and are a millionaire. Write a personal check for your next automobile? Sure thing, you can drive it off the lot a few minutes later. They won’t even bother cashing the check for a week or two. Try do…

Now this is some remarkable gymnastics. Are you also an investor in Equifax or have some other financial interest in similar services? If not, I'm very curious to hear how you tied yourself into this knot.

I find that I have struck a nerve with some folks.

I have no connection with the industry at all. But that doesn’t prevent me from understanding the implications.

Equifax does this stuff because it is profitable. It is profitable because companies buy it. Companies buy it because they can put the information to use for their benefit. In doing so, some consumers are harmed and others benefit.

Also, for the record: I don’t often buy cars, but when I do I choose the best financial option. Sometimes that would be financing, other time it would be writing a check. One factor that everyone should consider it that your free time has a higher dollar-per-hour value than your work time.

Re: Ask HN: Why is Pave legal?

#356

Post by drwl »

jnwatson wrote: post #251
Arelius wrote: post #211

Earlier quoted context omitted.

Do you have a sense of why, according to you Gusto will remain the only company that doesn't sell payroll data to Equifax?

Gusto is still pre-revenue?

Gusto is not pre-revenue, it has $500M+ in arr

https://techcrunch.com/2023/06/27/gusto-remote-deal-500m-rev...

Re: Ask HN: Why is Pave legal?

#357

Post by atq2119 »

Havoc wrote: post #101
failuser wrote: post #89

Uber and AirBnb are essentially illegal taxi and illegal hotel services. Remember taxi medallions? Remember zoning laws? Being illegal is not a showstopper for a startup because they are under a radar, being illegal is not a problem for a large business because they have enough power to not get prosecuted.

Eric Schmidt echoed similar sentiment in his recent interview. Basically do it, if startup fails then it doesn’t matter. If it succeeds then lawyers can sort it out.

Should inciting others to commit crimes be in itself a crime? Certainly, if somebody influential enough does it, it has the potential to destabilize our society with catastrophic results.

Re: Ask HN: Why is Pave legal?

#358

Post by tptacek »

Barrin92 wrote: post #308
tptacek wrote: post #276

Earlier quoted context omitted.

Why would that be a widely understood part of the job description? Almost every American teacher, firefighter, planner, street engineer, health inspector, police officer, train conductor, bus driver, along with the managers, office administrative staff, janitors, and groundskeepers that support those activities are public sector employees. What do they have in common that would suggest they deserve less privacy than…

>What do they have in common that would suggest they deserve less privacy than you do? That they receive their salary from the tax payer, the public is their employer , and it'd be pretty odd if your employer didn't know what they paid you. They're executive organs of the state, police and firefighters, unlike private workers, also don't get to choose what laws they enforce or what fires they put out. If you're a civ…

I don't think it's odd that we get to know what bus drivers get paid, but I don't think there's any special grand bargain to these jobs that make the privacy implications less significant. If we get to know what the janitor at my village hall makes, I have a lot less of a problem with Equifax knowing how much more Python developers make.

Re: Ask HN: Why is Pave legal?

#359

Post by theendisney »

gperkins978 wrote: post #252
Kon-Peki wrote: post #214

Earlier quoted context omitted.

… and the usage? Most highly-paid people have no idea how much privilege this affords them. You wonder why so many businesses are nice to you? It’s because they’ve already looked you up and know you’ve got a high income and are a millionaire. Write a personal check for your next automobile? Sure thing, you can drive it off the lot a few minutes later. They won’t even bother cashing the check for a week or two. Try do…

This is also why certain homes get hit in high-end burglary crews. There are multiple crews hitting those who purchase precious metals with physical delivery (like gold American Eagle coins). It is not all positive. Considering how few victims even bother to report such crimes, it is terrifying. From what I understand from my cousin, a career criminal, there are entire theft rings working off of databases such as the…

And if they dont have the data they can monitor behavior towards you from those who do have it. Those who get to drive of with their new car vs those who may not.
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