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Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

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Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#31
post #4

LexisNexis is one of the aggregator that is frequently used.

I thought was a court case database, not a personal information aggregator! +1 thank you!

LexisNexis provides all sorts of databases.

I had an experience where I was shopping for car insurance, and just before I signed, my rate doubled from what was previously quoted by the same company. It turned out that a LexisNexis database had an erroneous record claiming I was at fault for an accident.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#32

You mean data brokers ( https://en.wikipedia.org/wiki/Information_broker ) Top US brokers: - Acxiom - Experian - Epsilon - CoreLogic - Datalogix - eBureau - ID Analytics - inome - PeekYou - Rapleaf - Recorded Future Protip: loyalty/reward cards are a gold mine, especially drug store purchase receipt data

Right, but where do they get their data?

Are they rolling their own JS API that developers roll into each page? I certainly have never put any of that into any site I've made or seen.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#33
Many clients of these services have agreements that require them to contribute data back (or at least they get a discount for doing it).

I worked for a telephone company that used a service like this a long time ago and we shoveled customer data back at the provider. We did NOT give them call records though.

Almost any medium sized company you deal with is selling your data.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#34

Have you ever gone to the doctor, signed up for a gym, or signed up for your local grocery store's membership rewards program? That's how they get your information.

Even facebook buys grocery rewards data, http://lifehacker.com/5994380/how-facebook-uses-your-data-to...

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#35

You mean data brokers ( https://en.wikipedia.org/wiki/Information_broker ) Top US brokers: - Acxiom - Experian - Epsilon - CoreLogic - Datalogix - eBureau - ID Analytics - inome - PeekYou - Rapleaf - Recorded Future Protip: loyalty/reward cards are a gold mine, especially drug store purchase receipt data

Right, but where do they get their data? Are they rolling their own JS API that developers roll into each page? I certainly have never put any of that into any site I've made or seen.

> Right, but where do they get their data?

Yeah, I'm basically looking for the companies whose answer to this question is "by actually mining the data ourselves from your doctor, grocery store, Facebook, etc.".

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#36

You mean data brokers ( https://en.wikipedia.org/wiki/Information_broker ) Top US brokers: - Acxiom - Experian - Epsilon - CoreLogic - Datalogix - eBureau - ID Analytics - inome - PeekYou - Rapleaf - Recorded Future Protip: loyalty/reward cards are a gold mine, especially drug store purchase receipt data

Right, but where do they get their data? Are they rolling their own JS API that developers roll into each page? I certainly have never put any of that into any site I've made or seen.

They buy it direct from credit card companies, retail stores, 'free' online widgets (AddThis biz model: https://www.quora.com/Whats-the-business-model-for-AddThis-a...), etc

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#37

Earlier quoted context omitted.

Right, but where do they get their data? Are they rolling their own JS API that developers roll into each page? I certainly have never put any of that into any site I've made or seen.

They buy it direct from credit card companies, retail stores, 'free' online widgets (AddThis biz model: https://www.quora.com/Whats-the-business-model-for-AddThis-a... ), etc

Right, that all makes sense but seems like it would be more of a grind than a simple JS API. You are effectively creating a marketplace.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#38
Small tip: At the grocery store or anywhere else with a rewards account linked to a phone number, rather than signing up for one just use (Your Local Area Code)-867-5309

The number almost always exists and is a valid account. Get the discount, don't get tracked. Thanks, Tommy Tutone.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#39

Earlier quoted context omitted.

There is no such public list. Most of these companies are privately held, their methods are trade secrets, and there is no real form of legal recourse. Your best bet would be to buy a book like this: https://www.amazon.com/Hiding-Internet-Eliminating-Personal-... and follow the recommendations, but even that is only likely to be half-effective. Much of the public information is mined from sources like credit headers,…

> There is no such public list. Most of these companies are privately held, their methods are trade secrets, and there is no real form of legal recourse. How can there not be a public list of these data miners? When e.g. a court needs to control someone's information surely they know who these people are and they can let them know? Is there a secret list in every courthouse or something? Or when someone wants to star…

> When e.g. a court needs to control someone's information surely they know who these people are and they can let them know? Is there a secret list in every courthouse or something?

The courts don't control information in that way.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#40

Earlier quoted context omitted.

They buy it direct from credit card companies, retail stores, 'free' online widgets (AddThis biz model: https://www.quora.com/Whats-the-business-model-for-AddThis-a... ), etc

Right, that all makes sense but seems like it would be more of a grind than a simple JS API. You are effectively creating a marketplace.

Correct - see http://www.crosspixel.net for example:

"Cross Pixel's DMP is powered by our proprietary data relationships with more than 5,500 web sites and mobile apps where we identify and harvest the shopping and researching behaviors on over 650 million unique browsers. Our data partners are leading e-Commerce sites, search directories, comparison shopping engines, coupon sites and toolbars across North America and Latin America."

In general, the 'marketplace' is usually the DMP (Data Management Platform) where two parties can meet and share segments without data leakage (for example - Krux is a DMP used by a lot of Fortune 500 companies).

However the lines between DMP and Data Provider are blurring in recent years...

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