That comes across to me as being thoughtlessly dismissive.
Money helps, but there are a huge number of other factors that are just as important. That is demonstrated by the number of answers here by people that quit without having money, and the variety of stories and outcomes.
I quit my job a few years back, and I believe I have the financial runway to do so, but I am still unsure if it was a good idea.
Not working is weird because most of my peer group works. I have found there are social costs to not working. I find that not working has other significant issues, even though I have had plenty of chance to learn mitigations (I have had multiple job sabbaticals in my life e.g. travelling when I had little money).
I would be happy to work again, if it were a job that invigorated me rather than slowly killing me. Our time is our most valuable asset, and every second our remaining balance diminishes.
There is a certain amount of mystical or wishful thinking while working, about quitting work and relaxing or refocusing for a while. I have found reality turns out to be more mundane.
It is still my ongoing choice not to work, but the consequences of that decision are not quite so clear cut.