Earlier quoted context omitted.
I'd be interested in a few real world examples of these cases where you are able to apply the CS knowledge in your day job. Would you mind sharing one or two?
I can contribute some. Mostly it comes when you attack problems and conceptualize your solution to that problem, it does not come when looking for a library or digging through the API. Almost all of the problems you will encounter in your day to day work will be something with an already known solution or use a well known and researched pattern. Knowing the common language and use cases for data structures is probabl…
The main factors I think people should take into account for whether or not a CS degree is worth it:
Do you believe that you absolutely need the degree to break in to a programming career, if you're someone who just wants a good job and doesn't know where to start (like I once was, and like many of my friends who are just starting off with learning are now)? Or are you interested in a specific programming field that has a hard CS/Math degree/knowledge requirement?
Is the combination of tuition/fees and opportunity cost significant to you? If you are responsible for paying your own way and taking out loans, compare spending ~4 years in college and having -$40k and no work experience, vs. working for ~4 years, having $40k+ in the bank (possibly much more), accumulated possessions/assets, credit history, etc. This is not nearly as significant if your finances are being handled by someone else, and/or you don't have to worry about money at all because you have access to wealth anyways (mainly through trusts, planned inheritance, a partner, or your family).
Do you believe that you need to the environment, structure, and pace provided by college/university to actually learn CS, and that you're incapable of doing so on your own? I want to note that there's nothing wrong with feeling that way. It's just something to take into consideration. If you need to be completely immersed in it to actually retain the knowledge, then it's the right choice. If not, and you're someone who can learn everything on their own, then consider if being in a CS program would actually hamper your rate of learning, as you're forced to match the slower pace of others.