For my personal stuff, I'm on a small $20 plan, so I need to use tokens conservatively. I was very rarely exceeding limits until I built a Dark Software Factory. It's not as efficient at token use. So, I use Sonnit over Opus here.
At work I have a $100 plan that I rarely exceed so I use Opus. I have access to Fable too, and I did use it a lot while it was new, but I don't find it improves most of my work by too much. I do mostly bug fixing across several hundred repositories with hundreds of thousands of lines of code, mostly written by humans over the past 20-years. These projects interact with each other so I run claude from the root of my sandbox (I was nervous to try this but I'm not looking back now).
I also use Sol as a secondary for my personal work. I pay for it because I like to talk to ChatGPT on the web. Since I already have the subscription, I let Sol write plans for me. It does a better job at certain tasks and it saves me some Claude tokens. Maybe I should consider Terra for the task, but I don't run up against my usage limits for the little bit I use it.
I'm trying to use Gemma 4 12b for some workloads but I haven't mastered the model yet. It's still very experimental for me. I can get work from it but it takes a lot of hand-holding. For local models, however, it's all I have the RAM for.