21–29 of 29 posts
I try to use this card for every expense I can, it can really help you manage your cash flow.
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> You have a problem with any random transaction, you call them up, they apologize, and they go fix it. I have absolutely the same experience with my bank's Visa.
What's the biggest conflict you've had over a Visa transaction? My biggest Amex conflict: I was forced to buy a walk-up fare one way ticket from Prague because CSA screwed up my booking; Amex fixed that in 4 minutes over the phone when I got home. I'm not arguing with you; it's just my perception that Amex has been better than the various Visas and MCs I've held.
Also, all purchases made with the card have their warranty doubled. So when my dell died right out of 2 yr warranty, I contacted them and was told to send it in. I then received a comparable unit from Dell the week after.
AMEX is one of the best cards for floating monthly expenses. Customer service is top notch, and you often get an extra year warranty on anything you buy. If you're irresponsible, prepared to get slaughtered by high interest rates that pay for these services... That said, I would not use an AMEX to bootstrap a company. You can find a better interest rate through VISA/Mastercard. I currently use an AMEX Blue (cash back…
do NOT bootstrap a company on credit cards, Amex or otherwise.
But to your point, it's very risky and NOT something most people should even consider. There's no way in hell I'd sell my soul to a credit card company at 20% APR either.
I have never bootstrapped a company on a CC. Fortunately this latest endeavor is all about micro-transactions so we're cash-flow positive very quickly. If I bootstrapped on a CC, I would never exceed a debt level more than the value of personal assets (car, equipment, etc..). Always plan an exit...
Earlier quoted context omitted.
What's the biggest conflict you've had over a Visa transaction? My biggest Amex conflict: I was forced to buy a walk-up fare one way ticket from Prague because CSA screwed up my booking; Amex fixed that in 4 minutes over the phone when I got home. I'm not arguing with you; it's just my perception that Amex has been better than the various Visas and MCs I've held.
I've had my card copied and used to purchase thousands in gas and electronics. I called up Visa after seeing the charges when I logged in - and within minutes it was sorted with all charges waived. Also, all purchases made with the card have their warranty doubled. So when my dell died right out of 2 yr warranty, I contacted them and was told to send it in. I then received a comparable unit from Dell the week after.
My Amex story is about getting fucked over in a legitimate transaction, and Amex making it right even though the problem had nothing to do with my credit card. I was told to expect this of Amex customer service, and they were right.
Earlier quoted context omitted.
I've had my card copied and used to purchase thousands in gas and electronics. I called up Visa after seeing the charges when I logged in - and within minutes it was sorted with all charges waived. Also, all purchases made with the card have their warranty doubled. So when my dell died right out of 2 yr warranty, I contacted them and was told to send it in. I then received a comparable unit from Dell the week after.
Just to be devil's advocate, any credit card is going to do the same thing if your card is stolen; they're legally required to, but they also do a good job on this just as a customer retention measure. My Amex story is about getting fucked over in a legitimate transaction, and Amex making it right even though the problem had nothing to do with my credit card. I was told to expect this of Amex customer service, and th…
We had to buy full-price tickets (~ $1k) to get back home from a vacation due to a hurricane warning. We had no applicable insurance on original return tickets, but we got a full refund after a call to a bank's credit card department. Perhaps it wasn't 4 minutes as in your case, more like 15, but considering the circuimstances I think it's still pretty awesome :-)
Earlier quoted context omitted.
I've had my card copied and used to purchase thousands in gas and electronics. I called up Visa after seeing the charges when I logged in - and within minutes it was sorted with all charges waived. Also, all purchases made with the card have their warranty doubled. So when my dell died right out of 2 yr warranty, I contacted them and was told to send it in. I then received a comparable unit from Dell the week after.
Just to be devil's advocate, any credit card is going to do the same thing if your card is stolen; they're legally required to, but they also do a good job on this just as a customer retention measure. My Amex story is about getting fucked over in a legitimate transaction, and Amex making it right even though the problem had nothing to do with my credit card. I was told to expect this of Amex customer service, and th…
It seems Amex is great as well I've just never had one of their cards.
Earlier quoted context omitted.
Just to be devil's advocate, any credit card is going to do the same thing if your card is stolen; they're legally required to, but they also do a good job on this just as a customer retention measure. My Amex story is about getting fucked over in a legitimate transaction, and Amex making it right even though the problem had nothing to do with my credit card. I was told to expect this of Amex customer service, and th…
I didn't know this was a 'I've been fucked over more than you' contest. You asked for the biggest conflict someone with a Visa has had. It seems Amex is great as well I've just never had one of their cards.
Earlier quoted context omitted.
Just to be devil's advocate, any credit card is going to do the same thing if your card is stolen; they're legally required to, but they also do a good job on this just as a customer retention measure. My Amex story is about getting fucked over in a legitimate transaction, and Amex making it right even though the problem had nothing to do with my credit card. I was told to expect this of Amex customer service, and th…
> What's the biggest conflict you've had over a Visa transaction? We had to buy full-price tickets (~ $1k) to get back home from a vacation due to a hurricane warning. We had no applicable insurance on original return tickets, but we got a full refund after a call to a bank's credit card department. Perhaps it wasn't 4 minutes as in your case, more like 15, but considering the circuimstances I think it's still pretty…
Now my wife is my accountant and we have a Amazon Visa card. I don't know anything more than that but, knowing how she investigates all that, I know it's the best deal. The only other card we have is a Discover card because that's the only one used by Sams Club.