You can also use Wise as an alternative. For a certain fee they'd give the option of having a "local bank account" in that country so customers can do deposits there. Then you can withdraw to your main account elsewhere.
Could you explain how one can use Wise to accept credit card payments for a SaaS website?
Or just point to the relevant pages on the https://wise.com/ site.
Do you mean to open US bank a/c via Wise, and then use it with Stripe or similar to accept credit cards?