Earlier quoted context omitted.
I aim for 3:1 or so when working alone, work real hard for three months then have the rest of the year to pursue my own projects.
Don't you get tempted to just work the whole year (and the next two or three) and just retire?
Too many side projects... I get tempted not to work at all and cut my expenses even further. Also, I'd rather just cherry pick the good jobs instead of lowering the price to be busy all the time.