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Ask HN: Best Stripe Alternatives?

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Re: Ask HN: Best Stripe Alternatives?

#21
Full disclosure: Dev Advocate for Square

Feel free to try out Square, but I'm going to be transparent in that any issue that you might be having with passing tokens from a front-end to your back-end for payment processing isn't necessarily going to be solved by switching processors.

It sounds like someone else mentioned that you might not be supporting Strong Customer Authentication (SCA). Additionally, just because you got a token and created a customer, doesn't necessitate that a transaction would be successful. There are many other factors that can cause a transaction to fail.

Sometimes the transactions fail for fairly vague reasons sent from the bank, so you'll just have a generic declined message. Your best bet is to attempt to root cause the reason for the failures with your processor. You want to find out if this is only for transactions with a particular bank, credit card network, etc...

If you're unable to root cause the failures with your processor, then that might be your actual reason for switching.

[EDIT] Not going to be linking out here, but you're always welcome to talk to engineers on our team in our community chat channel that is linked throughout our developer docs. Only adding this having seen an edit above regarding a desire to talk to an engineer.

Re: Ask HN: Best Stripe Alternatives?

#22

Braintree is probably the closest to stripe. I only implemented the sandbox version though. If stripe says it's the bank's fault though, it probably is. We had issues with a lot of payments failing with "no not honor". It was the same with other providers and did turn out to be the banks

> We had issues with a lot of payments failing with "no not honor". It was the same with other providers and did turn out to be the banks

Useful info, thanks for sharing! We've also been getting some "do not honors" and have been wondering if we might see better results with other processors.

Re: Ask HN: Best Stripe Alternatives?

#23
post #17

Earlier quoted context omitted.

You don’t have to redirect to another website. I recommend getting a better web developer because integration with Stripe can be completely seamless.

Stripe is starting to inject themselves into the transaction, turning more into Apple Pay by saying the charges API is deprecated I think OP is just looking for something similar to Stripe. I’ve found Pin Payments to be pretty good. If they’d support ‘connect’ I’d migrate everything over to them

I believe you're talking about Stripe Checkout - which is totally optional and helps developers really quickly add a payment form to their site (like PayPal). I use Stripe on a number of my projects and at my startup and users never need to know "Stripe" exists unless I want them to. Disclosure: I am a former Stripe employee.

Re: Ask HN: Best Stripe Alternatives?

#26
post #17

Earlier quoted context omitted.

You don’t have to redirect to another website. I recommend getting a better web developer because integration with Stripe can be completely seamless.

Stripe is starting to inject themselves into the transaction, turning more into Apple Pay by saying the charges API is deprecated I think OP is just looking for something similar to Stripe. I’ve found Pin Payments to be pretty good. If they’d support ‘connect’ I’d migrate everything over to them

> Stripe is starting to inject themselves into the transaction, turning more into Apple Pay by saying the charges API is deprecated

That's not at all what is happening. Do you have any idea why they deprecated the charges API ?

Re: Ask HN: Best Stripe Alternatives?

#28
post #6

I may be biased, but I work at a competing processor called Adyen. We process payments for many of the world's leading e-commerce companies (Uber, Netflix, Spotify, FB, MSFT, etc...). Merchants switching to Adyen from Stripe generally experience increased performance (higher authorization rates, no downtime), and more transparency into what's going on with their transactions. We've put a lot of effort recently into m…

That text "merchants switching to $us from $competitor experience $benefits" sounds very marketing-y. I can't find it literally on your website (I expected this to be the description on the homepage) so it does seem to be your own words. Is this statistically measured and somehow controlled for any new feature on the site / newsletter going out, your personal experience, or from some sales kit?
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