I had a grand but I had a friend. Moved to another state with a suitcase of stuff. Took some time off, tried to freelance didn't happen. I was living on lentil soup and rice. Eventually had to work at a factory/restaurant/till I got into a web agency job. Before that I was doing data entry and before that dishwashing. My finances imploded (like 300s credit score, was sued by JDBs) and yeah it was really dumb on my part but I was able to recover. I crashed my car too (in a parking lot doing dumb stuff eg. drifting, not bad just busted a tie rod) and yeah, I rode my bike around like a dumbass for a few years. Still poor but in a better place and helping my families out. I've built my CL back up it's nice to have.
A cool thing is I had so much time, like months of time to learn. I dove into web development, I didn't know what a CSR was, how to get a server to work, learned about XSS/sql injection, etc...
This was in 2016 left from NY moved to Missouri/KS.
I still have that fear of "what if I go homeless" but I've also learned not to get too attached to my possessions I can in theory sell them on the spot at 70% of their price to get immediate buyers. It's not great but guarantees me cash. I can do computing on second-hand stuff, in a better position to freelance. I have a burn rate of my net worth based on assets/cash/CL divided by my monthly needs so I know how many months I can live for ha not to get dramatic.
I shouldn't be poor now, I make more than I really need but I also keep saying yes to my families, I've given away $30K so far which is a lot for me. Funny I could have paid off my student loans with that money or I could have saved that. Oh well adapt and survive that's the name of the game. Also try not to be too much of a nice guy.
I had some crazy experiences though, like riding a bike at midnight through a road cutting across a huge field (like a mile or two in length) pitch black at night that was scary.