We used both stripe and paypal. Now we have consolidated everything to stripe. Larger payments we use paper checks and wire transfers. Pricing wise both paypal and stripe are not very different.if you process large amounts you can get discounts from both
Ask HN: How do you process payments?
121–130 of 167 posts
Re: Ask HN: How do you process payments?
#122We[1] use Stripe[2], Braintree[3], Coinbase Commerce[4], and GitHub Marketplace[5]. We built our own quote logic including prorating, etc. then apply that as recurring subscription using Braintree if customer wants to pay with PayPal, or Stripe if customer wants to pay with credit/debit card. Breakdown by processor: 73% Stripe 26% Braintree/PayPal 0.7% GitHub Marketplace 0.3% Coinbase Commerce [1]: https://wakatime.c…
Is there any use policy restriction on Stripe, Molly and/or Braintree that would prevent one to dynamically select one or another payment provider depending on the quoted fee for a given customer (card type, country, currency...)?
Re: Ask HN: How do you process payments?
#123PaymentIQ
Re: Ask HN: How do you process payments?
#124Our company is based out of India selling online courses for Data Science community and we use two payment providers: Instamojo and Paypal. Instamojo is for Indian cards and Paypal is for international payments. We could have used Instamojo for all payments but many customers like using Paypal as they don't have to worry about saving credit card information with some random payment provider. Stripe just came out of p…
Rajorpay customer support is pathetic. I tried to open an account with them and their replies are automatic emails.
Re: Ask HN: How do you process payments?
#125Earlier quoted context omitted.
Could you elaborate a bit for which reasons you prefer Stripe over PayPal and why it makes sense to offer both? I am currently trying to decide on a payment service but having a hard time making a sensible decision. The way I understand it PayPal supports more countries and may thus be accessible to more customers. Fees between Stripe and PayPal seem to be identical for US transactions; for international transactions…
Not op, but my 2 cents. Stripe's developer UX is godly, from api docs to the dashboard it's something all B2B companies that offer APIs should aspire to. Secondly, with stripe elements it can be styled into the website much nicer than PayPal buttons. PayPal does support more countries and still has some brand recognition with customers as "a safe way to pay online", but between the bad UX for both business and develo…
> Secondly, with stripe elements it can be styled into the website much nicer than PayPal buttons.
Seriously, does anybody care about the style used on a website when making a payment?
Also, as a user, I'd rather see a single consistent style so I have some confirmation about what bank I'm dealing with.
Re: Ask HN: How do you process payments?
#126I operate a "electronically supplied services" hobby company, https://webhook.site , and I just didn't want to deal with VAT payments to individual EU member countries. So I switched from Stripe to Paddle, who handle all the VAT payments for me, take a fee and give me a lump sum. EU just has way too much bureaucracy for small-medium sized companies. I'm also using Patreon which is similar (they also handle VAT and su…
Damn this is a cool product. Bookmarking for future use.
Re: Ask HN: How do you process payments?
#127Earlier quoted context omitted.
Sorry if it's offtopic, but can you give me an estimate of how much is Paddle charging? Their pricing page is not really helpful. Also, how easy it was to implement into your systems?
This service is still alpha/beta at best. I tried them and I got customers with double charges, missing emails, and their interface is difficult to understand and make use of. Give them one more year before trying.
At the same time it's being used for https://realpython.com which has millions of monthly views and an unknown (but likely high) amount of developers paying for their subscription through Paddle.
If you want to hear a success story about it, we talked about it when Dan (the guy who runs Real Python) went over his entire tech stack on this podcast: https://runninginproduction.com/podcast/4-real-python-is-one...
36:36 is when the Paddle bits starts.
Did you have a bad experience with it? If so, how long ago was that? I was thinking about using it on a future project.
Re: Ask HN: How do you process payments?
#128I've been selling a SaaS product for the last four years. Originally I used Stripe but recently switched to Paddle. The main reason is that it makes my life a lot easier, they act as a reseller so I effectively sell my product to them, and they sell it on to customers. At the end of each month I just need to enter a single payment into my accounting platform, and they handle all currency conversions (I sell in USD, m…
While the overall complexity of the integration is less than Stripe, i feel like the whole thing is still in beta stage. There is no real isolated test environment, the suggested way of doing this is to give yourself a refund or work with $0 products.
I just have a secret 100% off voucher code for testing. It's not perfect and I'd would prefer a real test environment, but it does the job fine.
Re: Ask HN: How do you process payments?
#129[deleted]
Re: Ask HN: How do you process payments?
#130I've been selling a SaaS product for the last four years. Originally I used Stripe but recently switched to Paddle. The main reason is that it makes my life a lot easier, they act as a reseller so I effectively sell my product to them, and they sell it on to customers. At the end of each month I just need to enter a single payment into my accounting platform, and they handle all currency conversions (I sell in USD, m…
this. accounting has become a big burden , especially if you are using microtransactions. i use xsolla for game payments for the same reasons. any alternatives to suggest?