Advice here seems generally good. I did start learning about finance and investing very young, and my views have changed a lot as I’ve gotten older. So take this advice as stuff after you learn investing basics. 1) financial independence is great, but you could also die tomorrow. Make sure you understand what your most important values and priorities are, and don’t put them off in favor of more future wealth. 2) heal…
> It’s often much easier and more enjoyable to increase your pay 25% than it is to decrease your spending 25%.
It should of course be noted that you need to increase your pay by 25%/(1-tax rate) to have the same effect as reducing spending by 25% though.
For example, at a 30% tax rate, you'd need to increase your pay by 36% to have the same effect as reducing spending by 25%.