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Ask HN: For those of you self-employed, what is your health insurance?
11–20 of 20 posts
Re: Ask HN: For those of you self-employed, what is your health insurance?
#12None! However, I will soon have an office job with good insurance and am very much looking forward to going to the dentist.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#13The government.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#14Those that do answer, please mention what country and/or State youre in as things different depending on your locale.
Freelancers union for instance does not offer health insurance in california.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#15I'm not self-employed, but I purchased my own insurance to cover a 6 month gap recently. I found that I could get reasonably priced health insurance as a member of ACM.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#16vitamins
Re: Ask HN: For those of you self-employed, what is your health insurance?
#17We did a HDHP at one point. Nowadays, the premiums are just too fucking high (~300-400 a month).
Have a spouse that can get good benefits.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#18I'm of two minds on this thread. On one hand, I'm surprised at the poor quality of comments ("vitamins", "The government", etc). On the other hand, I sort of place it on the OP's shoulders due to the fact that he didn't list any domain/restriction on this incredibly generic question.
We are a diverse group here of 100+ countries. If you ask a generic question, you're going to get 100+ countries' worth of experiences. In a case like this, it's just not helpful to anyone to throw this question out to 100+ countries - what value is it to a Canadian what someone from Thailand pays for health insurance? Zero. What value is it to someone from England who has four kids and a spouse what a 20yr old American on his parents' insurance "pays"?
I wish this thread had been better. I'd love to know this information about my fellow USA HN'ers. Hopefully the next thread someone creates on this topic will be a bit more specific and we can have intelligent discussions.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#19You have to give more specific details (country/state,marital status etc.) before a reasonable answer can be provided. But to give you a general idea, being self employed in the US can cost anywhere from $100-$1000 per month depending on how kind of insurance you need/want with deductibles, co-insurance limits, out of pocket expenses, in-network vs. out-network etc.
If you want to do some comparisons for US, try http://www.ehealthinsurance.com/
In my case, I use my wife's health insurance from her job and don't bother buying it myself.If I had to, it would probably cost me at least $500 per month.
Re: Ask HN: For those of you self-employed, what is your health insurance?
#20I live in a country that will provide healthcare no matter what my income is. Pretty nifty, huh?