Earlier quoted context omitted.
Forgot to mention - get new electronics now. Tariffs will increase the price of electronics. If there's anything you're thinking you might need over the next couple of years, then now is the time to get it.
Actually, I was this close to pulling the trigger on a refresh for my M1 Macbook, but decided to bank the money instead. The current box is still doing just fine, it was more a "I'm 4 gen back" preemptive, trying to get the sweet spot of refresh and money I can get back on the old one.
I'm on a 2012 MBP and I was ready to pull the trigger on a new rig a couple of months ago and ended up waiting for the M4 Macs to come out. Now that they're here, it's time to pull the trigger.