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Ask HN: Has anyone noticed an increase in payments failure through PayPal

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Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#11
post #10

I had a recent experience with Venmo, owned by Paypal. Not sure if it is related but it was very frustrating. I thought I already had Venmo so when I customer asked I said yes. Turns out I had a Zelle account. So I quickly set up Venmo. They did a business and personal account by default. I went through all the steps and Venmo said everything was working and ready. The customer transferred me the money and boom, my a…

Small claims court

Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#13
I shut down my PayPal account after many years because of their increasingly questionable business practices and apparent general software incompetence.

I strongly advise not carrying around lots of cash, especially within the U.S. Legal or not, you'll be an automatic target of Civil Asset Forfeiture from corrupt police. A lot of people use Amazon gift cards. There's also always crypto.

Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#15
Anecdotally, after a fresh pi-hole deployment, I am having trouble with PayPal loading on American sites. I am from Canada. It’s not just one platform such as Shopify but it seems to be PayPal itself because the popup window is the one that hangs.

Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#17
post #13

I shut down my PayPal account after many years because of their increasingly questionable business practices and apparent general software incompetence. I strongly advise not carrying around lots of cash, especially within the U.S. Legal or not, you'll be an automatic target of Civil Asset Forfeiture from corrupt police. A lot of people use Amazon gift cards. There's also always crypto.

> I strongly advise not carrying around lots of cash,

It's a dumb idea to carry loads of cash for many reasons, but this shouldn't dissuade you from using physical cash as a tool for many day-to-day purchases.

While it has some bad properties (can be lost/stolen/damaged, can't be transmitted digitally, government can inflate it at will) it also has some properties that are also very valuable (relatively private, easy to trade and interact with compared to crypto and other forms of money, and can be relied on when the power goes out)

Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#18

Paying someone to transport cash? If you're running drugs and guns, sure. Otherwise, www.wise.com.

XD! Sorry, I was just exagerating :P I'm just moving my personal and companies money around, but because my company operates in several countries, I interact with financial systems a lot, that's why I noticed a pattern.

But like I said in my other comment(which already has 2 downvotes, well done bots), it looks like a fluke, and nothing important.

Re: Ask HN: Has anyone noticed an increase in payments failure through PayPal

#19
post #13

I shut down my PayPal account after many years because of their increasingly questionable business practices and apparent general software incompetence. I strongly advise not carrying around lots of cash, especially within the U.S. Legal or not, you'll be an automatic target of Civil Asset Forfeiture from corrupt police. A lot of people use Amazon gift cards. There's also always crypto.

> I strongly advise not carrying around lots of cash, It's a dumb idea to carry loads of cash for many reasons, but this shouldn't dissuade you from using physical cash as a tool for many day-to-day purchases. While it has some bad properties (can be lost/stolen/damaged, can't be transmitted digitally, government can inflate it at will) it also has some properties that are also very valuable (relatively private, easy…

Sure, agreed. But a few hundred bucks in cash (maybe) is extremely unlikely to be CAFed, exactly because everyone would see it for naked armed robbery by cops. But the cops count on the unusual individual carrying thousands or tens of thousands of dollars, knowing they can get away it.
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