11–20 of 289 posts
Because using phone numbers to decide if human or bot is cheap, easy, and effective. Politically, there is no will for a national identity verification type service as infrastructure. And this way, all the work gets outsourced to ATT/Verizon/T-Mobile, and politicians get to say “it is not our fault” and telecoms get to say “it is not our job”.
>i can't log in to any of my banks without my phone. Don't know about banks in Europe but in USA, I can log into Bank Of America and JP Morgan Chase without any phone authentication. If I reformat my harddrive or buy a new computer and the bank doesn't recognize the web browser because no previous cookie has been found, the website will generate a one-time code and send it to my email address. I then enter that secur…
In my case - You enter your unique ID (6 numbers), then I’ve to type 4-number PIN on my phone. There’s also verification-number shown on both sides, to compare authenticity . When approving payments, it also shows details and requires longer PIN code.
Much easier than earlier versions.
And authentication provider can be used at Insurancy, e-government, e-signing and other services.
Creating redundancy for every dependency is not always practical or economical.
>i can't log in to any of my banks without my phone. Don't know about banks in Europe but in USA, I can log into Bank Of America and JP Morgan Chase without any phone authentication. If I reformat my harddrive or buy a new computer and the bank doesn't recognize the web browser because no previous cookie has been found, the website will generate a one-time code and send it to my email address. I then enter that secur…
Because using phone numbers to decide if human or bot is cheap, easy, and effective. Politically, there is no will for a national identity verification type service as infrastructure. And this way, all the work gets outsourced to ATT/Verizon/T-Mobile, and politicians get to say “it is not our fault” and telecoms get to say “it is not our job”.
Because using phone numbers to decide if human or bot is cheap, easy, and effective. Politically, there is no will for a national identity verification type service as infrastructure. And this way, all the work gets outsourced to ATT/Verizon/T-Mobile, and politicians get to say “it is not our fault” and telecoms get to say “it is not our job”.
And scamming yourself to another persons phone number to entirely take over their digital life is also cheap, easy and effective.
I once dropped my phone in a lake (I'm clumsy) and was locked out of most things for a few weeks.
I prefer TOTP for most things. Keepass supports them across platforms, but Aegis has a better experience on mobiles.
Because using phone numbers to decide if human or bot is cheap, easy, and effective. Politically, there is no will for a national identity verification type service as infrastructure. And this way, all the work gets outsourced to ATT/Verizon/T-Mobile, and politicians get to say “it is not our fault” and telecoms get to say “it is not our job”.
You don't need a smartphone to have and use a phone number. I suspect the OP is about smartphone app authentication.
Why did gasoline become a single point of failure in automobiles? Why did the strings on my guitar become a single point of failure? Creating redundancy for every dependency is not always practical or economical.
Strings on your guitar can be readily replaced, and again, it's not gatekeeping you from your finances or your employment (unless you're a musician, but in this case I'm sure you'll have spare strings and instruments so that if one breaks you can carry on without much thought).