Probably because the content is not public. I heard users just share cat pictures, so there is plausible deniability.
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Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
11–20 of 305 posts
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#12Why do you think the porn industry is prone to more fraud/risk?
Because back in the 90ies when credit cards didn't have CVV etc and you could simply generate "valid" credit card numbers, everybody used them to get access to porn.
And still today, porn accounts are next to netflix & co on the DNMs. It's a sought after thing that's digital. Carding material products is much harder and riskier.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#13Why do you think the porn industry is prone to more fraud/risk?
A man orders porn and pays using his credit card.
His wife looks at the statements and asks him what he’s up to.
He denies having made the payment so the wife initiates a chargeback.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#14Probably cause Stripe likes money?
A company I worked for tried to use Stripe but couldn't because they don't allow "fantasy sports leagues with cash prizes". They definitely aren't willing to make exceptions for everyone.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#15Why do you think the porn industry is prone to more fraud/risk?
Because the government will close your bank accounts if they discover you are making money off pornography.
https://www.vice.com/en_us/article/pa8xy9/is-the-doj-forcing...
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#16My guess would be that Onlyfans do a lot of fraud prevention on their end and negotiated an exception with Stripe...
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#17Doesn't Patreon (which also has a lot of porn content) also use Stripe as a payment processor?
Patreon did crack down on some extreme content, stating they were forced to do so by their payment provider(s).
Weird they wouldn't switch providers for specific use cases. Does Stripe require to be exclusive provider for site?
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#18Probably cause Stripe likes money?
They won't operate online pharmacies. Not because they aren't legit one but because there are so many bad actors out there they just won't engage with pharmacies -- we tried setting one of the up with a cashless solution but Stripe didn't want to.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#19Why do you think the porn industry is prone to more fraud/risk?
Once you get the video or pics there's nothing stopping you from copying and redistributing it I guess. Unsure how it compares with other media types.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#20Somewhat related, a story that digs into who's running onlyfans.com: https://forensicnews.net/2020/08/13/onlyfans-faces-allegatio...