Ask HN: Where would you invest 30K EUR? • Hacker News Board

Re: Ask HN: Where would you invest 30K EUR?

#11

Post by dev_north_east » Wed, Nov 28, 2018, 1:33 PM UTC

Vanguard FTSE Global All Cap. Fire and forget for 20 years.

Re: Ask HN: Where would you invest 30K EUR?

#12

Post by d2clon » Wed, Nov 28, 2018, 2:19 PM UTC

obayesshelton wrote: post #8

70% into an index fund 20% keep in cash/gold 10% into some startups via a crowdfunding site please do NOT get the FOMO and punt it on Cypto!!!

> please do NOT get the FOMO and punt it on Cypto!!!

Too late.. as a stupid experiment I bought, at the beginning of the year, 1500Euros in crypto currencies worth it now 329Euros :/ :)

Re: Ask HN: Where would you invest 30K EUR?

#13

Post by snyena » Wed, Nov 28, 2018, 3:17 PM UTC

Lego sets

Re: Ask HN: Where would you invest 30K EUR?

#14

Post by d2clon » Wed, Nov 28, 2018, 3:50 PM UTC

thiago_fm wrote: post #10

I will try to make it short. I have been successful investing for a long time(10+ years), long-term and having no background in finance or whatsoever. Read it only if you want to invest it in the long term, possibly forever, so you acummulate assets over time. My tips/rules: - buy some books about value investing and read them(don't only buy) - NEVER buy stock from recommendations - avoid mainstream media about finan…

Thanks for the extensive list, I find it very reasonable and most of the things vibrate on my own frequency.

> - avoid mainstream media about finance if you can't take it 100% as entertainment. I currently only laugh at analysts when I see it, for instance

This is because I am asking in HN and not in Bloomberg :), to receive mature and rational experience sharing and not hype bullshit ;)

Re: Ask HN: Where would you invest 30K EUR?

#15

Post by segmondy » Wed, Nov 28, 2018, 4:41 PM UTC

Invest in yourself.

Earn a worthwhile degree if you don't have one and have the time and it would make a difference in your life.

Learn how to start a business and start a business.

Re: Ask HN: Where would you invest 30K EUR?

#16

Post by thiago_fm » Wed, Nov 28, 2018, 4:42 PM UTC

d2clon wrote: post #14

thiago_fm wrote: post #10

I will try to make it short. I have been successful investing for a long time(10+ years), long-term and having no background in finance or whatsoever. Read it only if you want to invest it in the long term, possibly forever, so you acummulate assets over time. My tips/rules: - buy some books about value investing and read them(don't only buy) - NEVER buy stock from recommendations - avoid mainstream media about finan…

Thanks for the extensive list, I find it very reasonable and most of the things vibrate on my own frequency. > - avoid mainstream media about finance if you can't take it 100% as entertainment. I currently only laugh at analysts when I see it, for instance This is because I am asking in HN and not in Bloomberg :), to receive mature and rational experience sharing and not hype bullshit ;)

No problem, but to be honest, not even here you will find good advice and even my advice is very bad. I think this is the reasoning we should have in general when investing. I bet you worked your ass off to save that money on your own and would be bad to lose it. Any advice is bad, everything should be taken with a truckload of salt.

Re: Ask HN: Where would you invest 30K EUR?

#17

Post by d2clon » Wed, Nov 28, 2018, 8:19 PM UTC

thiago_fm wrote: post #16

d2clon wrote: post #14

Earlier quoted context omitted.

Thanks for the extensive list, I find it very reasonable and most of the things vibrate on my own frequency. > - avoid mainstream media about finance if you can't take it 100% as entertainment. I currently only laugh at analysts when I see it, for instance This is because I am asking in HN and not in Bloomberg :), to receive mature and rational experience sharing and not hype bullshit ;)

No problem, but to be honest, not even here you will find good advice and even my advice is very bad. I think this is the reasoning we should have in general when investing. I bet you worked your ass off to save that money on your own and would be bad to lose it. Any advice is bad, everything should be taken with a truckload of salt.

Roger that

Re: Ask HN: Where would you invest 30K EUR?

#18

Post by companyhen » Wed, Nov 28, 2018, 9:42 PM UTC

5-10% in Bitcoin depending on your risk tolerance. More if you're comfortable losing it.

Re: Ask HN: Where would you invest 30K EUR?

#19

Post by d2clon » Thu, Nov 29, 2018, 7:00 AM UTC

segmondy wrote: post #15

Invest in yourself. Earn a worthwhile degree if you don't have one and have the time and it would make a difference in your life. Learn how to start a business and start a business.

This is a very good advise. And it totally will payoff. I know how the hard work can generate income. I also know how time demanding and life consuming this is.

I am wondering now if I can find ways where the money can generate money and therefore I can enjoy of more "free" time.

Re: Ask HN: Where would you invest 30K EUR?

#20

Post by anoncoward111 » Thu, Nov 29, 2018, 10:48 AM UTC

Rainymood wrote: post #7

>What would you do with this money if your intention would be to make it grow? What is the timescale? 1-7 days: go to the casino, bet it on red 1 year: just keep it 5 years: low-risk investments >10 years: high-risk investments (more volatile, but larger expected payout)

Man, you are never supposed to bet against black :)