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you are probably right, but I will not be so pessimistic as to resign to favouring Steam and Apple stores and take rates as a necessary evil and permanent facet of the web’s future…

> Do these pages belong to the same person? what does your gut tell you? despite knowing so little about art market and art history that you’ve never heard of the world’s most infl…

the only need for NFT in a game is decentralization and disintermediation of payment and ownership. if you wish to distribute game assets and give players a form of transferable an…

it always comes back to the same argument: crypto is bad because a couple centralized companies handle this all for us just fine, and people in some countries already have great in…

the system can and does favour those by social class, connections, race, gender. discrimination in financial and lending services is a well documented issue. the fact that the bank…

this was with CHAPS. > was in the destination account the next day that’s probably CHAPS as well then as FP is within 2 hours. still a a lot slower than crypto’s 30-60 seconds, and…

great! now Dropbox owns all of our assets instead of Steam. brilliant. /s PoS removes the environmental burden.

as I said in my original post: this is a niche application. some share of users will be happy to own and trade CC0 licensed assets that are not centrally owned by a single game com…

yes, games and game stores hold records of ownership under your account. some of that may be purchased, some of it may be acquired through another means like an in-game achievement…

you are making it seem like it is difficult to tell a David Hockney NFT is a fake. step one: does the artist have a clear history of minting associated with an address? if no, and …

yep. the rich tend to be given access to better banking services than the poor: higher limits, direct line of contact with a bank manager, additional services. when your account re…

ETH fees at time of writing are about $1-3 for a transaction finality of though eventually as these networks scale most users will be transacting and interacting with L2 rather tha…

it’s easy to dismiss nft and the like if you are dead-set on your opinion that it’s all ponzi, but it is making traction in art and media: see Christie’s and Sotheby’s and a variet…

that limit depends on your bank. for large transfers you will often need to visit your branch in person which can be a multi day process. and yes UK faster payments system is great…

use case depends on consumer. paying for an abortion in a southern US state or paying a Russian or Iranian contractor for web design services might be a suitable example of crypto.…

large (> 10K) bank and wire transfers within UK and EU are still in the order of days, not seconds. the last large bank transfer I did took 5 days without any way for me to track t…

not everybody lives in the UK. the point is not to be a system that beats a single service for sending GBP from A to B in the UK. the point is a system that has a variety of uses a…

sure, if you just want USD then hold that. if you want an asset that tracks USD, but has the freedom to exchange in crypto markets, be held in a non custodial way, and operate with…

many wires will be multi days long, encumbered by weekends, holidays, business hours, international checks, and occasional bounces (ask any company their experience with wires for …

the point is that Stripe achieves some features for certain users that a wire does not. and crypto achieves some features for certain users that Stripe does not.

and now there is one more way to do that: crypto. it is like asking “Why Does PayPal Exist When We Have iBAN?” obviously some subset of the globe finds it more useful than iBAN tra…

the majority of crypto is being held in non custodial wallets, not exchanges. a better way to frame your comment: why does the world use Stripe and PayPal when you can just go to y…

the fees on exchanges are very small compared to paypal and similar products. Coinbase Pro fees are less than 0.6% and go down to nearly 0%. for payments over 10K the fees may be l…

lol, players saying NO to reducing the take-rates of app stores from 30% to 0-2.5%, and saying NO to having the assets they purchase stored anywhere besides the privately owned ser…

> Because the following statement from you is a blatant lie ... It's impossible to say whether something is from a legitimate artist or not. lol, have you ever looked at the chain?…