Viewing profile — wayzel

They provide mostly non-overlapping features. Stripe = get paid. Plaid = connector into banking data (transaction history on a checking account, or the account # itself, for exampl…

"In the US, where there is no such requirement - the only way to access the bank account is to emulate a browser." Not entirely correct. In the US, JPMorganChase, Intuit, and other…

In Europe regulation forced the hands of the banks to API-ify the data and make it accessible. In the US, as with many things, it is left to industry to sort out. Plaid's implement…

I should have been more clear: those taxes relate to communication services (VOIP) that interconnect with the public telecommunications network, e.g let you call phone numbers. The…

When VOIP and other communication services started to sprout in the 1990s the FCC let them coast without taxation for about a decade. They then reclassified all such services as co…

The network effect is portable when the identities are preserved across products. For example, Facebook's separating out of FB Messenger was done while preserving the already built…

I lived several hours downwind of these fires in Dhahran, Saudi Arabia at the time and remember well the sun being blotted out for weeks on end. You couldn't smell it in the air bu…