Viewing profile — vmbm

I am interested. Every few months, I loop back to using LLM's for this type of task but have always had fairly mixed results. Not sure if it is my prompt, model choice, or the part…

What levels of wealth are you referring to. I could believe that a doctor or lawyer is more likely to use passive strategies compared to a retail worker, who might just have a smal…

Sure, but it's the Americans that can least afford to be stood up as exit liquidity that have the most exposure here relative to their net worth. The ultra wealthy are going to be …

Yeah, I don't doubt that there was some abuse going on. But keep in mind there are plenty of reports out there that companies were setting up tokenmaxing leaderboards essentially e…

For the longest time Copilot was the best deal in town. For $10 a month you would get ~1300 requests. A single prompt was counted as a request, and it didn't matter how many tokens…

Yeah, I think it is pretty obvious at this point that users have gotten over their skis a bit on the fixed rate plans. I suspect a lot of folks were playing around with agentic wor…

If the market is "efficient", then the debt should work against the market cap. For example if we assume a $50B offer at 50%/50% debt and stock, then we should expect the market ca…

The jury is still out on this. Those tax based deprecation schedules are largely a relic of traditional data centers, where workloads are fairly moderate compared to AI use cases. …

I am all for Europe establishing a bit more autonomy in regards to energy and defense, but let's not forgot there is a very real reason things are the way the are. Europe had a lon…

It is very difficult to ship and store oil in the volumes that are relevant to modern economies. We are very much in a situation where some regions are business as usual, some regi…

Hard disagree. These are public markets we are talking about, which give companies access to financing from mom and pop investors. No one is forcing these companies to be public, t…

I have stopped doing index investing and have switched to actively managing my portfolio, so I haven't spent much time looking into it. I have seen a few posts on reddit (r/boglehe…

If you are an index investor, it is probably not worth your time and energy to make any drastic changes because of this particular incident. Space X will comprise a small percentag…

Do you know if First Brand's actions are considered fraud? Or was this entirely on the lenders to make sure they were in the clear regarding the collateral? Doesn't excuse the lack…

It is incredibly hard to make money going short. Even if you are right about the direction, most short positions require interest payments to hold, or have some sort of decay built…

I think a lot of the hype is coming from content creators who are actually finding it useful for content creation. Generating ideas, organizing notes and research, writing scripts …

I got into a bike accident yesterday and injured both of my arms. Fortunately the damage wasn't too severe, but it was bad enough that using a computer is rather difficult. So now …

I have been assigning issues to copilot in Github. It will then create a pull request and work on and report back on the issue in the PR. I will pull the code and make small change…

I have trouble sleeping, and it gets particularly bad in the winter. I have figured out that at least one of the triggers for poor sleep has been evening screen time. Redshift styl…

Best guess is that they were all caught up in the arms race to try and make a better model, at whatever the cost. And if you work in this space you were probably getting thrown fis…