Viewing profile — userbmf
userbmf
HN member- Joined
- Sat, Sep 06, 2014, 6:09 PM UTC
- HN karma
- 2
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- 11 items
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About userbmf
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Recent public activity
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Comment #8649238
It amazes me how Canadians and Americans love the royal family, yet the whole point of North America was you had access to land and could escape the crushing serf-like structure fo…
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Comment #8536958
Have you read Ghost in the Wires? Mitnick was insatiable.
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Comment #8524741
Agreed, never going back to french press.
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Comment #8438976
Hmm. Debian only has 3.14.5. Frustrating. Ah wait unstable has it...
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Comment #8438325
100% agreed, reading this is like being 8 and walking down a path with your hero holding your hand explaining about whatever is mystifying you. It's that pleasant.
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Comment #8413476
I don't think it does apply to p2p loans. When I save $100 with a bank I retain my demand deposit - that $100 is still "there" for me. That is the multiplier effect (though that mo…
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Comment #8413394
surely p2peer is just that. If I have $100 and you want to borrow $100 I lend to you. I get a rate of return on this and the p2peer company take a cut on that rate for being the mi…
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Comment #8413373
oops missed a zero, but you get the point, there is an order of magnitude between FRB and peer-to-peer like lending.
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Comment #8412851
Market lenders aren't banks. They cannot use fractional reserve banking. If they take in $100 they loan out $100. A bank takes in $100 having loaned out $10K to satisfy reserve req…
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Comment #8279003
http://www.themediabriefing.com/media/project_tmb/image/aver...
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Comment #8278997
Is this simply because regular TV has advertising and advertisers want to target the people with the most money? There is a huge gap in wealth between generations thanks to debt vi…