Viewing profile — torkins

It's the interpretation of the second amendment by SCOTUS that has been inconsistent over time, not the ACLU's position. Collective/militia rights is a widespread interpretation of…

The alternative to prosecutorial discretion is 100% enforcement of all crimes big and small. In either situation, the government would go after these people for their small crimes …

probably just a joke referring to: https://en.wikipedia.org/wiki/The_Death_of_Ivan_Ilyich

If don't you listen, you don't hear: http://www.huffingtonpost.com/entry/bernie-sanders-ann-coult... https://www.mediaite.com/tv/elizabeth-warren-to-berkeley-pro... re: Scalise Sho…

I'm not saying shorting bonds/oil is like being long the market. I just picked a set of underlying assets that are much less correlated than e.g. S&P & Nasdaq. The directional choi…

(replying to durkie) I don't know about every buy-write index investments, but BXM specifically is done with essentially ATM (technically the very first strike OTM I believe) calls…

That's possible, but it isn't currently the case. At a minimum, having a long vanguard 500 position has a roughly 50% + positive drift - fees chance of success. Part of the long va…

Sure, the guys at tastytrade.com put a ton of effort into educating people and providing a platform (dough.com) that provides this information. I think it has some organizational i…

I think the short answer to your question is "both". You need a portfolio with diversified product risk and diversified strategies. You don't need to be a quant to make a basic sta…

Anonymous downvotes not withstanding, I'm interested in comments from anyone informed on the subject who's critical of the approach I mentioned. I don't find much discussion on the…

It's funny because I agree with all those statements and add "people will listen to Jeff Siegel and just jam their money into index funds and close their eyes until its time to ret…

If you're interested in an alternative to the traditional suggestions, I'd suggest the derivative-trading approach you can find espoused at tastytrade.com. It's not for those who d…

I'm pretty sure I replied to you last time ;) One important aspect of looking at returns is comparing different strategies, but another one is in realistic planning. There's a lot …

I feel like I'm taking crazy pills. I said you make a rate based on the market return (as stated on the treasury site). I also said the additional return you get is based on having…

I'm glad you like it but I don't follow how you infer dollar cost averaging from this. There's no statistical advantage to dollar cost averaging over lump sum investing (actually t…

The graphic isn't presented to compare stocks with the alternatives of cash/bond yields. I think the major service done here is setting a realistic expectation for the returns you …

To be clear, there is a price for the bond, which is the amount you pay for it. For EE bonds, you pay what you choose, and earn the Treasury-specified rate on that amount. However,…

For an audience that might be interested in being a bit more self-directed, take a look at the approach of the guys at http://tastytrade.com .

what makes you think this wouldn't be priced into bond yields? There is trillions of paper in the market, an arbitrage is eaten by the entities who make their living doing it. Ther…

Bonds are a horrific investment in today's market. Rates are lower than they have been since WW2 when they were fixed by the government! The principal and interest risk for owning …

It's ridiculously high. For a better evaluation, see probably one of my favorite visualizations of all time: http://www.nytimes.com/interactive/2011/01/02/business/20110...

As with all trustee-run plans, people should evaluate the investment options before moving the money in. The HSA I personally have access to is great for saving taxes on expenses, …

This. The typical portfolio drummed up by roboadvisors corresponds to basically stone age portfolio theory. With a tiny amount of personal responsibility and education, you can rep…