Viewing profile — tnicola

Not always. If you were 45 and entered the market in 2008, you'd be in a great shape now, probably better than a 20 year old who entered the market in 1999.

You are completely correct. You should always look at the performance. In fact, you should be focused on your own performance. I was merely displaying the parts of that performance…

Yes, the S&P is diversified in the stock portfolios. What I meant was diversify into things like fixed income vehicles, first mortgage securities, real estate income trusts etc. An…

S&P 500 Price has returned -1.5%/annum on price alone since 1999, while S&P 500 dividend return has been 4.9%/annum over the same period. Longer term, since 1971, S&P 500 Price has…

"App Store has remained a high quality experience" Show me a dev that thinks that App store is a high quality experience and I will show you an Apple fan boy! :-) "Her real problem…

2 + 2 = 5; for large values of 2.

This is not going to add much to the conversation, but.. Urgh!

As a hiring manager, I disagree with this somewhat. Deselecting people based on the fact that they did not send you a thank you email is, imho, quite foolish. 1) It assumes that th…

Yes, you're right. However, given I said it's a place you can expand your knowledge, it's clear that by saying away from teaching environment, that I meant classical teaching (lect…

Leadership is not necessary exclusive of administration and facilitation. Contrary to the intuitive belief, it is not synonymous with 'command and control' and therein lies the iss…

> Seductively, it even works OK for a three person company. Anyone who thinks command and control is a good idea with 2 other people has got bigger fish to fry than finer points of…

'Office hours' are a college term. It's the time that teachers or professor allot for students to go get extra help. A place where your teacher keeps their purse (sort to speak). I…

This reminds me of that joke from long time ago where there was a machine that recommended potential mate. A woman requested a man of shorter stature, who likes water and cooler cl…

In high school (and I truly hate to be the one to tell you this), it is quite possble that your teacher doesn't know the answer, so he is annoyed at you for asking questions so tha…

> If you asked the same question to a "newbie" on HN I'm not sure they would be so secure to admit the same because they wouldn't know how ubiquitous the company was. And they woul…

Why don't you ask your question later, once the client relationship part is no longer in play?

I went to school in former Yugoslavia and Tesla was idolized and given duly deserved credit whereas Edison was the guy who invented the lighbulb. We even had nursery rhymes about h…

If there truly is an enviromnment that discourages asking questions because they deem them as 'dumb', then you need to work to improve such environment. In my experience, the only …

Asking questions is not only a trait of smart people, but it is quite possibly the simplest most effective tool that can set you appart in many things. Think about the last time yo…