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It’s not entirely about defaults.

Fractional reserve banking means the bank only has a small percentage of the money its customers deposit on hand (currently 0% since 2020). What do they do with the rest of that mo…

Ultimately it falls on the taxpayer. The existence of the FDIC not only incentivizes but almost forces banks to be risky with their investments. It doesn’t matter if their lending …

Red Bull isn’t dominant. Max is.

The Red Bull car isn’t dominant. Max’s skill covers up how bad the car really is. Especially without Newey. Very similar to Marquez in MotoGP.

McLaren did win. Norris did not. F1 is a team sport. The drivers championship is secondary as it doesn’t award money or affect wind tunnel time.

Playing poker with your friends is legal. If the owner of the house took a rake on every hand, that’s illegal.

Never split the party!

> Eating "no" sugar is preposterous. This is relatively easy for anyone on a carnivore diet.

People on zero carb and carnivore diets.

> In the past people with diabetes tried to live on a completely carb free diet - but you cannot do that for long. What is “long?” There are people living years on no carbs at all.…

It’s the name of the distribution company a bunch of brands are housed under. > By the end of 1999 an idea that has been talked about for years begins to take seed. The Habitat is …

True. I rejected a glass of champagne at my wedding, hahaha.

Does teasing and judgement happen often? I live in Vegas where being inebriated is fairly accepted but I can’t think of a time where I’ve been teased or pressured. They may be sile…

I’ve never drank in my life and never had any issues abstaining. “No thanks,” is almost always enough and rarely do I have anyone question why or try to pressure beyond that. Even …

If I create a new login on mobile it never syncs to the vault/desktop correctly. I have so many empty vault items that then sync back to mobile. Nothing seems to fix it.

I stopped using social media fairly early on but it wasn’t until recently that I started to replace that time with books. The first year I thought I’d set an easy goal of 6 books. …