Viewing profile — strnisa

Founder of Unattach here. Just to clarify: Unattach does not corrupt or mangle emails. Because Gmail does not expose an API for modifying the original email in place, Unattach crea…

It seems to me that major US cloud companies are using politics to try to get more value from non-US data, which I believe will push the EU (and others) to accelerate the move to t…

From what I can find, Gripto was a cryptocurrency platform for viewing holdings, market info, and relevant news. It seems that the service was retired in late 2018.

Flattr was a micro-donation subscription service where users set a monthly budget that was allocated to creators. Small Transfers is for usage-based billing of online services and …

BLIK is a bank-backed payment method used at checkout. Small Transfers is an API for a merchant to charge a customer tiny amounts (as little as $0.000001), which are batched into a…

If a customer's balance is under $1 at the end of the month, we delay charging them for up to 60 days and send email reminders. If it's still under $1 after 60 days, we charge at l…

Customers do create an account and provide a payment method, but they don't pre-fund or hold a balance, and they don't initiate a payment. Small Transfers is an API that allows mer…

I'm working on Small Transfers ( https://smalltransfers.com/ ), a payment platform that makes it very convenient for SaaS / API makers to provide a pay-as-you-go model to their cus…

I understand not wanting another subscription. You can subscribe and then immediately turn off auto-renewal — your access stays active for the full year you paid for. On PAYG, you …

You're correct that this adds a barrier to entry, but for many users, that hurdle is still lower than asking them to start a subscription or buy a prepaid bundle. We plan to provid…

I misunderstood this comment originally. In principle, Small Transfers (ST) could let a content site bill AI agents per request. Each site (acting as an ST merchant) would expose a…

That's an interesting idea. This may avoid the e-money issues, but: - The customer has to pay upfront, which lowers conversion rates. - No shared balance across multiple merchants,…

The key legal issue is interchangeability. Single-merchant vouchers are generally acceptable. If a voucher can be used across multiple merchants, it's often treated as e-money in t…

I see what you mean — yes, this could be useful to some customers. We already implement a small grace amount above the max-owed limit that allows for continued service; your idea w…

The primary objective of the max-owed limit is to cap per-customer risk. If you are suggesting that the max-owed limit is actually N×X, then that would multiply worst-case exposure…

Authorization hold periods are set by the card networks/issuers and by merchant category, not Stripe. Even if longer holds were possible, using authorization holds as a prepayment …

Each customer already has a limit on the amount they can owe before we require payment. Each customer account also requires a unique payment method, which must pass Stripe Radar an…

We don't hold upfront funds. When a customer pays, we initiate Stripe transfers to the merchant as soon as the funds are available. Paying the merchant before the customer's card p…

Yes, merchant abuse is a risk. What we do and plan to do: - Each merchant requires an OAuth grant, and customers can revoke it at any time. - A customer ledger shows what, when, an…

Subscriptions are great for predictability, and most apps should keep them. Small Transfers can be added to help with: - users who dislike subscriptions - infrequent users - reduci…

Online card holds typically expire in ~7 days (often sooner, depending on the issuer), which is too short for our use case.

x402: on-chain, HTTP 402, wallet-to-server, synchronous per-request payments. Small Transfers: card rails (Stripe), account-based, off-session, batched billing with spend caps; no …

Definitely! The API lets you authorize the maximum your AI request might cost (+ margin), then capture the actual cost (+ margin). For some example code, see our Next.js Starter pr…

That approach generally doesn't work from a legal perspective: prepaid tokens are often treated as e-money (especially if it's not for company's own products or services), and in m…