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spicerguy

HN member
Joined
Tue, Nov 19, 2013, 10:00 AM UTC
HN karma
80
Public activity
27 items

About spicerguy

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Recent public activity

  1. comment
    Comment #20505732

    Thank you. Appreciated.

  2. comment
    Comment #20505416

    British English speaker here - I'm having difficulty identifying the word you're referring to here. Or are you referring more to definition and statistical presence in common usage…

  3. comment
    Comment #19898029

    "Law is also formal languages using logics" In theory yes, but contracts are not math and even though the consequences of disputes are costly, there is enough subjectivity within l…

  4. comment
    Comment #19897656

    IANAL, are you? This sounds like something you'd need to plaster with a LOT of disclaimers, especially if you're straying away from standard t&c/tos documentation. Discreet industr…

  5. comment
    Comment #16357807

    I knew I'd seen this before. Still, a slightly disappointing lack of cultural insight in the original article.

  6. comment
    Comment #14212700

    I'm not sure about how contracting works where this guy is, but in the UK if you're contracting you can (generally) be let go by the end of the hour if your management wants it. No…

  7. comment
    Comment #12246458

    Completely unrelated but as a British English speaker I was amused by one of the linked articles - http://www.inquisitr.com/3341656/pokemon-go-accident-man-acc... - I think the wri…

  8. comment
    Comment #11637216

    yes, and scale is a material difference.

  9. comment
    Comment #11636604

    Yes, I've been stung with these sort of charges myself in the past here in the UK - the banking code has cleaned up this practice a bit in more recent times; however I think it's f…

  10. comment
    Comment #11636164

    agreed - though I think the grandfather comment was probably referring to the UK marketplace and the US experience of subprime credit sales is somewhat different at the mortgage le…

  11. comment
    Comment #11635666

    Yes, exactly. Credit is by far the biggest the driver for income in the financial sector, and consequently its biggest source of pain for those swept up in disasters of their own o…

  12. comment
    Comment #11634980

    There's a debate to be had about "no such thing as free banking" - I'm very familiar with the world of prepay in the UK and retail banking practice is a big headwind here.

  13. comment
    Comment #11634971

    this is certainly currently the case for the UK, with protection of deposits up to £75k for private account holders ( http://www.fscs.org.uk/what-we-cover/products/banks-building..…

  14. comment
    Comment #11634956

    The bank itself is owned by the government but has independence from it in certain matters of policy. There are certainly many employees who come from private banking backgrounds b…

  15. comment
    Comment #11634900

    completely irrelevant point of clarification: bank underground refers to the London Underground (metro station) stop immediately in front of the bank, rather than some sort of anar…

  16. comment
    Comment #11634887

    I would suggest you find out a little bit more about the BoE. It's not an investment or retail bank, it's a central bank which is more about influencing economic policy and other b…

  17. comment
    Comment #11525848

    This reminds me strongly of an article in the economist published in 2010 - the writing has been on the wall for a long time. Made me glad (in a way) that I didn't finish my own do…

  18. comment
    Comment #11035029

    As far as aggregators go, Skimfeed.com is the obvious choice, and for more focused stuff I've also found applying filters on newsnow.co.uk can be quite useful as well.

  19. comment
    Comment #11019450

    And would have the associated effect of providing a very clear analogue for the protesting licensed taxi operators.

  20. comment
    Comment #9658278

    Yes, not sure if it's exactly what I want as details are scarce but I've dropped them an email, thanks for the nudge.

  21. story
    Ask HN: Optimal office relocation (London) based on journey times of employees

    A variant on the shortest path problem - we have multiple employees with access to underground stations around London. What would be the best way of choosing a new office location …

  22. comment
    Comment #9218335

    Yes, but the verification is tied to the phone, not the card. The way this fraud works is that fraudster has their "own" iPhone, then "loads" single or multiple stolen card details…

  23. comment
    Comment #7883012

    yup, you're right - a misread on my part. Thanks!

  24. comment
    Comment #7882621

    Using wayback looks like the last version update was back in 2012 - the mention of 32 bit systems ending at Win7 is a bit of a clue, but this project could still have a useful role…

  25. comment
    Comment #7851182

    > 2) Is it a great idea to broadcast someone's card numbers so clearly? The graphic is so obviously a credit card, it would be easy for any onlooker to spot and steal. yes - anythi…