Viewing profile — sksk

For those wondering why are they charging per developer etc. This case study helped me understand what they actually are selling: https://www.remobjects.com/elements/casestudies/cu…

Thank you. That makes sense. I totally agree, Excel is a nightmare to debug.

I am curious about your comment on 100-1000x fewer formulas. Is there a simpler example you can show how your product will do it relative to Excel? When I read your comment, I was …

I am not so sure. With normal order, if I want to get to page 63 out of 100 pages, I will randomly pick the middle and scan linearly until I hit 63. With this one, I know the last …

I am not a professional developer (never gotten paid to write software) but now do some prototyping code in Haskell so real engineers can pick it up from me later. For me, Haskell …

Interesting. If they accept foreign passports, it will be amazing if we can relax the regulation in the US along the same lines with a specific carve out that information cannot be…

I did not know about the basic bank account in the UK. What do you need to apply for a bank account? Do you need to provide some form of govt. ID to get it or can you get it any pi…

>> Why is a rich person with no debt and huge amount of assets more of a risk than an undischarged bankrupt? Good point and as mseebach points out absence of information is a signa…

Agreed. You are probably right about the outcome. It is easy to just add an interaction of nominal score group (high, med, low) vs. mismatch/match and see if there is an effect. At…

That's a good question and I was thinking about the same when I read the paper. I have never investigated this aspect of credit scores in my career so don't really know the answer.…

It depends on what you mean by 'no debt'. If you mean, they have never ever had a loan then they will most likely not even have a score or a poor one (they will be categorized as a…

While your statement about payment promptness is correct, people with good scores tend to save more than others (scores do not use savings or income or wealth into account, however…

This is a very interesting study. Anyone who has worked in the consumer credit industry will know that credit scores are correlated with a whole bunch of things -- your standard cr…

>> Yup, but so too do credit scores in general. If Harry was unlucky, lost his job and missed a few credit-card payments, then his credit card will suffer regardless of whether he …

I understand FCRA and ECOA very well and it is very unlikely we are going to get a different interpretation of these regs just because Facebook wants to get into the loan originati…

While I agree that this is annoying, but how is this different from pay walls that vary from 1-2 sentences to blurred out sentences? And what about sites that show content when the…