Viewing profile — sidebits

This is just wrong. BNPL is not their only product, and their profit comes from transaction fees paid by merchants.

BNPL is not their only feature, merely the most advertised one. They also provide e.g. instant payments, like PayPal.

I think this is a good point why it would be good if we, as an industry, accommodate these emotions rather than force them away or pretend they don't occur. At the same time, it do…

I edited this sentence to make it clear that I mean only it in the programming context. I believe that we could use positive or neutral emotions instead of negative ones, at least …

I agree with you that my categorization is questionable, and subjective. The comments here make it clear to me that different people process things differently, and even give diffe…

This has changed many years ago.

yes

The difference here is that Nubank attributes part of their success to the use of Clojure.