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Primary home mortgages are all non-recourse in CA. Texas is similar. The exceptions are things like cash out refis, second mortgages, fraud.

This is called a non-recourse loan and the exact rules depend on the state. 12 states are non-recourse, including CA and TX. Credit standards and interest rates will be different o…

For the vast majority of people caffeine is very mild compared to cocaine. Coca leaves are in the ballpark of caffeine, however you would rate that subjectively. And personally I t…

Had a lot of them chewed or in tea in Bolivia and it's pretty close to a caffeine buzz, it's very, very mild.

Indonesian and all the Polynesian/Micronesian languages are in the Malayo-Polynesian language family and share a common ancestor: https://en.m.wikipedia.org/wiki/Malayo-Polynesian_…

No, Aumann's theorem proves a much more limited thing. For one thing, it assumes agents have a common prior, which is a very strong assumption not present in most cases where peopl…

Privileging USD for tax payments is a big part of why USD has value. There is zero upside to the US to allow payments in anything else.

In this particular trial it wasn't used for treatment but for prevention, the patients don't have HIV (and none had it at the end of the trial either because it was so successful!)…

Dolly Parton is a massive outlier this way in terms of mainstream longevity. Also would name Fleetwood Mac.

It does in fact prevent infection you have misunderstood. It very clearly prevents infection incredibly well, proof of that in the real world is exactly why there is excitement ove…

What is unique about Nicaraguan sign is that the entire process of evolving from a loose invented communication system with lots of pantomime and little regular linguistic structur…